Louisiana Title Loans
We are here to help you to get the best title loan in Louisiana, we will get you the most money on the equity of your vehicle.
When you need to get some fast money, there is no better way to get it than with our title loans in Louisiana.
Since 1994 we have been helping people to use the equity that they have in their vehicles, we are here to help you to get your money today.
It is difficult to know what would be the right company for you, and that is how we will help you, by selecting the right company for you.
We will take away all of the guesswork of getting a title loan in Louisiana, we will be your broker, and our service is free for you to use.
Title Loans Louisiana
We have the largest network of car title loan companies in Louisiana. We will refer you to the best company, that will get you the most money and the best terms.
In Louisiana, title loans are regulated by the Louisiana Office of Financial Institutions.
With our large network of partners, we will find you the right online title loans Louisiana, we will make sure that you are getting the best terms.
You will be getting the most money with our large advance rates, and the lowest interest rate, with affordable monthly payments.
How to get online title loans in Louisiana?
Getting a title pawn in Louisiana is a simple process also. All you need is a clear title to your vehicle and you can borrow up to $25,000.
Our online title loan application is easy to fill out and we can get you pre-approve in minutes, and we only have a few requirements.
In addition, the process is pretty quick and easy and you can usually get the money within 24 hours.
Get your car title pawn Louisiana today.
Title Loans in Louisana
There are many companies that are offering Louisiana title loans, but not all of them will give the best terms, some will be charging a much higher interest rate than others.
It is easy to get into title loans, but if you choose the wrong one, they can be difficult to get out of, we will help you to get into the best one for you.
We will make sure that when you apply with us, you will have no prepayment penalties, so you can pay it off whenever you want.
Requirements for Louisiana title loans online
To be eligible for Louisiana title loans online, you must be at least 18 years old and have a clear and free car title in your name.
You will also need to provide proof of income and residency. Besides, the need is to offer a valid driver’s license or state ID.
Here is a list of the title loan requirements:
- A qualifying vehicle
- The title must be in your name
- You must have a steady source of income
- Drivers license
- Insurance
- Five personal references
- Detailed photos of your vehicle
- A photo of your odometer reading
- Photo of your VIN number
How Do Title Loans Work In Louisiana?
Title loans in Louisiana work the same way as they do in other states, but each lender will have their own underwriting requirements. They will all be basically the same.
The lenders that we work with, will fund your loan within 24 hours, and they will use your car title as the collateral for the loan.
It is very important that the title is in your name, as this is what is used as the security for the loan.
What Are The Title Loan Requirements in Louisiana?
The most important requirement that you will need to qualify for a Louisiana title loan is that your car has the required wholesale value.
This is the number one reason why most people do not qualify. Then the title has to be in your name, if it is not, you will need to go to your local DMV and transfer it into your name.
And the last qualifying factor is your monthly income, the lender will need to see that you will be able to pay for the monthly payments.
How much can I borrow with a car equity loan in Louisiana?
If you are looking to take out a car equity loan in Louisiana, you must be wondering how much you can borrow.
The amount that you can borrow with title loans will depend on a few different factors, including the value of your vehicle and your ability to repay the loan.
You can find out your vehicle’s wholesale value by using the Kelly Blue Book, and we will be able to get you from 50% to 80% of your wholesale value.
What are the repayment terms for car title loans in Louisiana?
The repayment terms for car title loans vary depending on the lender. But we can get you terms from 24 months to 48 months.
However, most lenders require that the loan be repaid within 24 months. Some companies may allow for a longer repayment period.
All of the Louisiana title loans that we will get for you will have no prepayment penalties, so you will not be stuck in a long-term title loan, but your monthly payments will be affordable.
How long does it take to get a Louisiana title loan?
It can take anywhere from a few hours to a few days to get a Louisiana auto title loan.
The process usually starts with an online application, which can be completed in minutes.
Once you submit your application, a loan representative will contact you to discuss your options and collect some basic information.
Want to move forward with the loan, the representative will then work with you to collect the required documents and arrange a time to sign the loan agreement.
Can I get more than one loan on my car title in Louisiana?
No, you can not get more than one loan on my car title in Louisiana. There are a few things to keep in mind, though.
First, each lender has its own rules and regulations, so be sure to ask about its policy on multiple loans before you apply.
Secondly, your ability to repay the loans will be a factor in whether or not you are approved, so make sure you can afford the payments before you take out multiple loans.
Loans on car title loans work in a similar way to title loans in other states.
This means that you use your car as collateral for the loan. The amount of money you can borrow will depend on the value of your car.
Who does motorcycle title loans in Louisiana?
If you own your motorcycle, we can help you to get a motorcycle title loan in Louisiana, we will use your equity to get you money.
Motorcycle title loans work the same way as car title loans, and the qualifying requirements are the same.
Can I get a car title loan in Louisiana with a salvage title?
We are able to offer salvage title loans in Louisiana, not all lenders will be able to offer you them, but we can.
As long as you have the equity, we can help. Salvage title loans are usually about 40% lower than regular title loans.
Refinance Title Loans In Louisiana
If you already have a title loan with another company, let us refinance your existing title loan. We will get you much lower interest, and a more affordable monthly payment.
We can get you longer terms, to lower your monthly payment, but you will have no pre-payment penalties, so you can pay it off when you want to with our refinance title loans.
Commercial Vehicle Title Loans in Louisiana
If you have a commercial vehicle, we are able to get you commercial vehicle title loans on many different types of vehicles.
Commercial vehicle title loans are great for small businesses, or individuals to get some much-needed fast money.
Here is a list of the commercial vehicles that we can help you with:
- Big rig
- Semi truck
- 18 Wheeler
- Box truck
- Van
- Pick up truck
- Flatbed
- Tow truck
- RV
You can contact us at any time when you call 844 242 3543, our loan agents will answer all of your questions.
Conclusion About Louisiana Title Loans
Title loans are a quick and easy way to get cash when you need it. We can offer you a same-day title loan when you apply with us.
There are many places where you can get a car title loan in Louisiana. Some places will offer you more money for your car title loan than others.
It is important to shop around and compare rates before you decide where to get your loan.
Contact us today, we are here to help you to get the money that you need today, with your vehicle equity.
We have been helping people since 1994 to use their vehicle equity, we are here for you.
Frequently Asked Questions
Do I have to own my car to use it as collateral?
Definitely yes, you have to own your vehicle to use it as collateral for a secured title loan.
What's the smallest title loan you can get?
The smallest amount of loan you can get for a pink slip loan can vary according to your vehicle value as well as monthly income. All this comes into consideration when qualifying for a pink slip title loan.
How long does it take to get pink slips?
One benefit of this pink slip loan is its speed. You can apply for a car title loan today and get it in a few hours or in a day, even two. For detailed information, visit our FAQs page
Can I Get A No Insurance Title Loan?
It is too risky so we can’t assure this even though we also don't provide this service but we do have some partners that will offer no insurance title loans. It will depend on your location, to see if they will do it.