DISCLAIMER

General Information

The TFC Title Loans website does not offer or provide loans directly. Instead, we provide a service to connect consumers with potential lenders. We do not endorse any specific lenders or partners and do not charge visitors any fees for using our website. The owners of this website do not evaluate loan applications or approve or deny credit. Our role is to gather applicants’ personal information and transmit it to lenders or partners within our network.

Usage of the Service

• Voluntary Participation: Using our website is completely voluntary. You are not obligated to engage with us or pursue a loan or financial product through any of our lending partners.
• No Obligation: Submitting your financial and personal information on our website does not obligate lenders or partners to offer you a loan or any other type of financial product or service.

Cash Transfer Times

Cash transfer times can vary depending on the lender and your bank. It may be necessary to fax information under certain circumstances. All questions about loans and concerns should be directed to your lender or loan servicer.

Nature of Loans

These loans are intended as short-term financial solutions for immediate monetary relief and are not designed to be part of a long-term financial strategy. Our services are not available in all states.

Credit Checks and Information Sharing

• Credit Checks: Potential borrowers may undergo credit checks. Lenders may use major credit reporting bureaus such as Equifax, TransUnion, and Experian, or other alternative sources to check credit ratings.
• Information Sharing: By requesting a loan or financial product through our website, you acknowledge and agree that (A) your personal data may be shared with lenders and third-party partners, and (B) lenders may obtain credit bureau reports to evaluate your credit history.

Fees and Charges

1. Loan Amounts: Loan amounts vary based on qualifications and are subject to state laws and lender policies.
2. Origination and Late Fees: These fees, if applicable, will be clearly stated in your loan agreement.
3. Prepayment Penalties: Auto title loans typically do not have prepayment penalties, but this cannot be guaranteed for all lenders. Other loan types may have prepayment penalties.
4. Interest Rates and Payment Terms: All lenders and partners are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments.

Borrower Responsibilities

1. Accurate Information: You are responsible for providing accurate and complete information during the application process. Providing false or misleading information may result in loan denial or legal action.
2. Loan Agreement Compliance: You must comply with all terms and conditions outlined in your loan agreement. Failure to do so may result in additional fees, interest, or repossession of your vehicle.

Risks of Loan Default

1. Repossession: If you default on your loan, TFC Title Loans or its lending partners have the right to repossess your vehicle. Repossession is a last resort, and we strive to work with you to avoid this outcome.
2. Credit Impact: Defaulting on your loan may negatively affect your credit score.

Privacy and Data Protection

1. Data Collection: We collect personal information to verify your identity and assess your loan eligibility. This information is kept confidential and secure.
2. Data Use: Your personal information is used solely for processing your loan application and managing your loan account. We do not sell or share your information with third parties without your consent, except as required by law.
3. Data Security: We implement robust security measures to protect your personal information from unauthorized access, use, or disclosure.

Regulatory Compliance

Car title loan lenders and other lenders are typically licensed by the state in which you reside. You should consult directly with regulatory agencies to ensure your lender is licensed and compliant with state regulations. These agencies exist to protect you, and we advise ensuring any lender you receive money from is fully licensed.

Contact Information

If you have any questions or concerns about our services, fees, or your loan agreement, please contact us:

• Phone: 844 242 3543
• Email: info@tfctitleloans.com
• Address: 3055 Wilshire Bl #530 Los Angeles Ca 90010

Final Note

TFC Title Loans is committed to providing transparent and fair loan services. We encourage you to read and understand all terms and conditions of your loan agreement before signing. If you have any questions or need clarification, please do not hesitate to contact us.

By applying for a loan with TFC Title Loans, you acknowledge that you have read and understood this disclosure page and agree to the terms and conditions outlined herein.