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  1. What is a car title loan, and how does it work?
    • A car title loan is a short-term, secured loan that uses the borrower’s vehicle title as collateral. TFC Title Loans can help you navigate the process, ensuring you understand the terms and conditions.
  2. How much money can I borrow with a car title loan?
    • The loan amount depends on the equity in your vehicle. You can use the Kelly Blue Book to find out your wholesale value. TFC Title Loans, as a broker, works with a large network of lenders to secure the maximum amount based on your car’s value.
  3. Can I still drive my car during the loan period?
    • Yes, with car title loans, you can continue to drive your vehicle as usual while making loan payments.
  4. Is it possible to get a car title loan with bad credit?
    • Yes, TFC Title Loans specializes in helping individuals with bad credit. The primary focus is on the equity in your vehicle, and your monthly income making credit history less of a factor.
  5. What documents are required to apply for a car title loan?
    • TFC Title Loans simplifies the application process by requiring essential documents like the car title, proof of income, driver’s license, proof of residence, and car insurance.
  6. How quickly can I get approved and receive the funds?
    • TFC Title Loans prioritizes efficiency, aiming for quick approvals for 24 hour title loans. The exact timeline may vary, but the goal is to address your financial needs promptly.
  7. Are there prepayment penalties with car title loans?
    • We work with lenders that offer flexibility. ALL loans arranged through us have no prepayment penalties, giving you the freedom to pay off your loan ahead of schedule.
  8. What happens if I cannot repay the car title loan?
    • TFC Title Loans advises borrowers to communicate any financial difficulties promptly. If repayment becomes challenging, our team can work with you to explore alternative solutions.
  9. Can I refinance an existing car title loan through TFC Title Loans?
    • Yes, if you have an existing title loan, TFC Title Loans can assist you in refinancing. This may help you secure better terms, lower interest rates, and potentially more funds.
  10. What sets TFC Title Loans apart from other brokers?
    • TFC Title Loans stands out due to its extensive network of lenders, commitment to customer service, and the guidance of consumer finance expert Daniel Joelson. We prioritize getting you the most money with the lowest monthly payments.

Remember, these answers are general and may vary based on the specific terms and conditions of the loan. Always review the details with TFC Title Loans or the respective lender before proceeding.


DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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