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If you are facing a financial emergency and have bad credit, do not worry – there is a solution for you. Consider applying for a car title loan in Idaho, which allows you to use your vehicle as collateral, providing you with quick access to the funds you need. This guide will explore how title loans work in Idaho, how much you can borrow, the application process, benefits, and potential drawbacks.

We will be the broker of your title loan, we have the largest network of lenders for you. We will make sure that you get the money that you need, with the most affordable interest rates, and low monthly payments.

All of the lenders that we work with comply to the title loan laws in Idaho, and they all have the required lenders license.

How Do Idaho Car Title Loans Work?

Car title loans in Idaho are short-term secured loans that allow borrowers to use their vehicles as collateral. The loan amount is determined by the value of the vehicle. The process is relatively simple: you apply for an online title loan, provide the necessary documentation, and if approved, you can receive the funds within the same day.

Eligibility Requirements

To be eligible for a 24 hour title loan in Idaho, you must meet the following requirements:

  • Be at least 18 years old.
  • Have a vehicle title in your name.
  • Provide proof of income and a valid form of identification.
  • Provide proof of residence.
car title loans in Idaho
Getting title loans in Idaho today

Loan Amounts and Interest Rates

The loan amount for auto title loans in Idaho starts at $1,000 and can go up to $15,000, depending on the value of your vehicle. If your vehicle is worth more than $30,000, you may be eligible for a higher loan amount. Interest rates on title loans in Idaho can vary widely, as there are no caps on interest rates. It’s essential to shop around and compare different APRs and payoff amounts from various lenders.

Benefits of Auto Title Loans in Idaho

Quick Funding

One of the biggest advantages of title loans is the speed at which you can receive the funds. With TFC Title Loans, for example, you can expect same-day funding. The money is offered through online direct deposit or you can pick up a money order at a convenient location.

Easy Qualification

Title loans are accessible to borrowers with all credit types. As long as you own a vehicle with a clear title and can provide basic information, you should be able to get approved, regardless of your credit score or past financial issues.


Title loan lenders in Idaho typically offer flexible repayment terms. While the loan term can be longer than 12 months, it is important to note that title loans often come with high-interest rates. It’s crucial to carefully consider the repayment terms and ensure that you can comfortably meet the monthly payments.

Potential Drawbacks of Idaho Car Title Loans

High-Interest Rates

One of the major downsides of title loans is the high-interest rates. APRs can exceed 50%, and some lenders even charge rates over 100%. It is important to carefully review the terms and conditions and consider the overall cost of the loan before committing.

Risk of Vehicle Repossession

With title loans, your vehicle serves as collateral. If you default on the loan or miss payments, the lender has the right to repossess and sell your vehicle to recoup the amount lent out. It is important to make timely payments to avoid the risk of losing your car.

How to Apply for a Title Loan in Idaho

Applying for an auto title loan in Idaho is a straightforward process. TFC Title Loans offers an online application that can be completed in less than an hour. Once you have submitted your application, you will be connected with a local lender who can provide same-day approval and funding.

Required Documentation

To apply, you will need:

  • A clear title for your vehicle.
  • Proof of income.
  • Identification.
  • Proof of residence.

The loan underwriter will evaluate the value and condition of your vehicle to determine the loan amount. The higher the value and better the condition of your car, the more favorable the loan terms will be.

Car title loans in Idaho provide a quick and convenient solution for individuals in need of immediate cash. Whether you have bad credit or just need fast funding, Idaho auto title loans can be an option. By understanding how title loans work, the application process, and the potential benefits and drawbacks, you can make an informed decision.

Remember to carefully review the terms and conditions of any loan offer and choose a reputable broker like TFC Title Loans. With their same-day approval and funding, you can get the cash you need without the hassle of traditional loans. Apply today and take control of your financial situation.

For more information or to apply, visit TFC Title Loans’ website or contact their customer service team. Don’t let financial emergencies hold you back – a title loan can provide the relief you need.


TFC Title Loans is delighted to extend its services to residents throughout Idaho, in the following major metro areas.



DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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