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How Do Title Loans Work?

Get Started Online

The loan process with TFC Title Loans is straightforward. To commence, complete the brief form available on this page.

Get Approved

The approval process at TFC Title Loans is swift! We’ll also furnish you with an anticipated loan amount.

Receive Your Money

Choose when you’d like to have your money. TFC Title Loans can provide it to you in as little as same day direct deposit!

Easy Application Process. Quick Cash. Drive Your Car While You Pay.

TFC Title Loans streamlines the process of applying for a title loan or pawn, fully online! Our aim is to assist you in acquiring the cash you need promptly.

With other lenders, it can take hours or even days to get your money. At TFC Title Loans, you can simply apply fully online and get your money the same day via direct deposit.

Bad Credit Title Loans

Moreover, we understand that life can be unpredictable, so we don’t require a flawless credit history for approval. We accept most credit types!

We respect your daily routine and that’s why we allow you to continue driving your vehicle while you pay off your auto title loan or title pawn.

The next time you’re in need of quick cash, let TFC Title Loans turn your title into cash.

TFC Title Loans is Serving Now More Than 30 States!

  • Alabama
  • Arizona
  • Georgia
  • South Carolina
  • Tennessee
  • Texas
  • California
  • Florida
  • Washington

TITLE-SECURED LOAN & PAWN BENEFITS

People choose TFC Title Loans for the following reasons:

  • Multiple options.
  • Loans from $2,501.00
  • Easy application process.
  • Cash in as little as 30 minutes!

Disclaimer: Loan approval and your loan amount are based on lender criteria regarding your credit, the condition of your vehicle, and your ability to make monthly payments. You will be charged an interest rate (APR) of 32%-35.99%, in CA and repayment terms range from 24 to 48 months. The minimum loan amount is $2,501. Applicants in CA will also be charged an administrative fee that ranges from 2 to 5% of the total amount financed. These loans carry high interest rates, and a lender can repossess your vehicle if you fall behind on your loan obligation. Make sure your lender is licensed by all necessary regulatory agencies. Ensure they have a California Finance Lenders Law License as required by the Department of Financial Protection and Innovation. 

The diagram and financial details provided below serve as a sample representation of the overall expenses for a title loan. The stated APR has been determined based on uniform installment durations.

Annual Percentage Rate (APR)Finance ChargeAmount FinancedMonthly PaymentPayment TotalMonths
34.89%$987.23$2,501.00$138.95$3,211.1022
34.37%$1,976.56$2,501.00$101.11$4,314.9842
Disclosures

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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