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Title Pawn

Title pawn loans enable you to get some fast cash by using the title of your vehicle as collateral. Title pawn loans are very much alike auto pawn loans and auto title loans, though the first are tied to much fewer eligibility requirements. The best thing about title pawn loans? You get to keep your car while you are repaying the loan! Plus, you do NOT need to visit a pawnshop to get your funds, which, by the way, will be in your hands in 30 minutes or so from the moment you send in your application.

When it comes to a title pawn, there are only a few things required to get started. In this guide, we will cover everything you need to know about what is required when applying for a car title pawn and getting approved for a  title pawn!

Read on if you’re wondering what a  title pawn is or need help to find a lender. We will get you the best title pawn loan.

Table of Contents

What Is a Title Pawn?

car title pawn

Titles pawns are a type of secured loan that enables you to secure your loan using your vehicle title as collateral. This means that there is no need to worry about how good or bad your credit score is. The only thing to consider is the value of your car, provided, of course, that you have clear and free ownership of the vehicle.

A  title pawn works like anything else you’d pawn. Your car is used as collateral for your loan, and as long as you continue making loan payments you’ll keep driving your car.

Once the title pawn loan has been paid off, your car’s title is back in your hands.

These types of title pawns are great for people who need a little help to make it through the month or cover unexpected expenses.

When you’re facing a financial emergency, chances are you need to find a solution quickly. We can get you a title pawn loan today, we’re here to provide the quick financial solutions that can help you regain control of your situation today. Simply fill out our online title pawn application web form to get money today!

How Do Title Pawns Work?

Title pawns are not long-term loans. Instead, they allow you to repay your car title loan within 30-90 days. However, the terms attached to each auto pawn loan vary per state. Note that the title of your car, motorcycle, truck, or another type of vehicle remains with the lender until you repay the loan sum in full. You can continue driving your vehicle as usual. Should you default on your payments, the lender has the power to cover the outstanding debt by taking possession of your vehicle. The moment you repay your title pawn loan, though, your vehicle immediately becomes lien free.

A title pawn loan from TFC Title Loans enables you to fill your pockets with loan amounts up to $50,000, while still being able to drive your car, RV, truck, or motorcycle. We have also ensured convenient payment terms to help you pay back your loan as hassle-free as possible. When it comes to your emergency (and instant) money needs, TFC Title Loans is your trusted source. Let’s explore your options. Apply here to get your title pawn today.

Getting  Title Pawn

Getting a title pawn with us is truly fast and easy!  If you wish to save even more time, apply online and our representative will contact you regarding your application and will answer any questions you have and make sure you know exactly what you need to finalize your pawn.

Then bring your vehicle in for an appraisal so we can see how much equity you have, sign a few quick documents, and walk out with your check.  Simple as 1, 2, 3! Yes… It’s that easy! Pawning titles with us is easy.

How Much Does a Title Pawn Loan Cost?

The title pawn loans come with APRs that vary between states. Many states, though, limit the total amount you can be charged in fees or interest if you get a title pawn loan. That being said, here is the current situation regarding the cost of a title pawn loan.

  • Single payment title pawn loans – You are usually charged with a finance charge, which can be as low as $15 for each $100 you borrow via a title pawn loan. This fee depends on the state and the amount of your loan.
  • Installment title pawn loans – Expect to be charged both a financing fee and interest. Plus, you might be asked to cover filling costs, which refer to the expenses related to filing a lien on your vehicle’s title. Such fees are usually included in the APR and are set by your state. Note that filing a lien on the title of your car gives the lender the right to take possession of your vehicle should you default payments or fail to repay your loan. You can usually break your repayments over 3-12 months (monthly installments), depending on which state you are in.

How to Apply For a Title Pawn

documents for title pawnWe want to work with you, not against you. That’s why we don’t make you jump through hoops and cross miles of red tape to get approved for a cash title pawn.

We’ve simplified our approval process and limited our requirements to merely two items.

The application procedure is pretty simple and straightforward. In most cases, you can apply using an online form, where you fill important information, such as your vehicle make, model, state, and more. You may, however, apply in person by visiting one of our title pawn loan locations. In any case, chances are you will need to drive to the lender’s store to have your car, motorcycle, RV, or truck inspected. It is an important step to finalize the application. Now, if you are too busy to do that, TFC Title Loans can send a Notary to you. Get in touch for more details.

Of course, you need to be at least 18 years of age to apply for a title pawn loan and live in a state that permits title loans.

The steps to apply for a title pawn loan at TFC Title Loans online are:

  1. Visit our website and complete our online application.
  2. Give us a little time to review your application and get back to you.
  3. If you get approved, we will share details about the types of documents required and how to submit them.
  4. A company representative will inspect your vehicle and then give you the final offer.
  5. You sign the title pawn loan documents, collect your money, and get in your car to drive home!

Contact us now to start the application process so you can have cash in less than one hour.

Not only does this allow you to get cash when you need it most, but it also allows us to run you through the entire car title pawn process, start to finish, in about 24 hours.

What States Allow Title Pawn Loans?

Not every state permits title pawn loans. And, even those that do often set rules when it comes to the maximum sum you can borrow, as well as the terms, fees, and rates of title pawn loans. There are also regulations that determine how (and in which cases) a lender can repossess a vehicle if the borrower does not manage to repay the loan in full or defaults payments. For a complete list of the states that enable title pawn loans and titles loans, along with some requirements you need to be aware of, check our table below.

The table below provides information retrieved from the Consumer Federation of America website, about the states that permit title pawn loans, as well as details such as the maximum title pawn loan you can apply for (and receive) and term limits (wherever applicable).

StateMaximum Loan AmountTerm Limits
AlabamaMonth
Arizona
DelawareUp to 180 days
Georgia30 days (term extension possible)
IdahoUp to the vehicle retail value.30 days. If renewed three times, the borrower has to pay 10% of principal each renewal.
IllinoisUp to 50% of monthly income of $4,000.Equal installments. 15 days between loans.
Mississippi$250030 days. If the borrower pays 10%, they may renew.
Missouri$5000At least 30 days. Pay down 10% of the loan on 3rd renewal.
NevadaUp to the vehicle fair market value.30 days and up to 210 if conditions are met (up to 6 renewals)
New Hampshire$1000010 renewals possible if borrower pays down 10% of the loan – one original term.
New Mexico$2500Single installment
Tennessee$250030 days with possibility to renew automatically. On 3rd renewal, the borrower pays 5% of original principal amount plus fees and interest.
TexasNo capSingle payment and installment loans allowed – up to 180 days for contracts for credit services.
UtahUp to the vehicle fair market value (one loan at a time).Renewals are possible
VirginiaUp to 50% of the vehicle fair market value.No renewals or rollovers enabled – up to 12 months – equal monthly installments (>120 days)
Wisconsin$25,000 maximum (up to 50% of vehicle value).Up to 6 months

Where Can I Get a Title Loan or Title Pawn?

You can apply for a title pawn loan from us online or at one of our title pawn locations near you. In the latter case, you can drive to our physical store and initiate the application process in person rather than online. It will probably help speed things up for you, especially if you have all the necessary documentation with you. Visiting the store will also enable the title loan inspectors to check the condition of your vehicle on the spot.

Same Day Title Pawn

All you need is your vehicle, the title, and the photo ID. We make the title pawn process hassle-free, unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:

Our title pawn representative will assist you in qualifying for a pawn amount based upon your need, and the appraised value of your vehicle.

Benefits of a Title Pawn

benefits of title pawnThere are two major benefits of title pawn:

  • The ease of obtaining the title pawn.
  • Continued use of your vehicle.

The ease of obtaining a title pawn has made these types of loans very attractive to people who are having trouble with their finances.

It does not matter what your credit score is, the loan is based on the value of your vehicle. If the value of your vehicle is equal or greater than the amount of money you are requesting in your loan, then you will have no problems being approved.

We will inspect your vehicle and determine the worth. You can also refinance your title pawn loan with us, we will get you a better monthly payment and save you lots of money.

  • It Is Easy To Qualify For Our Title Pawn

There are no strings attached to our title pawn application process. Other title pawn requirements include you must have a free and clear vehicle title, regular monthly income and state-issued identification.

  • You Can Apply For Your Title Pawn Online

That’s right. In many instances, you do not have to go to a physical location to finalize your title pawn process. Your title pawn needs can be handled from your computer and cell phone.

  • You Can Be approved for Title Pawning Today

If you cannot wait a week or more for approval from traditional lenders, this type of title pawning will benefit you.

  • Your Title Pawn Cash Will Be Deposited Into Your Bank Account

Direct deposits make it easier and faster for you to meet your emergency financial needs.

  • You Can Borrow As Much or As Little Money As You Need

The value of your car determines the amount of money you can borrow from us. If your car is valued at $50,000, you may be eligible to borrow any amount of money that does not exceed that amount.

Why not use a Title Pawn?

Use the equity that you have in your vehicle , so you can get your title pawn today.

Title pawning can help you get the money you want today. We will make it easy for you.

Title Pawning Today

More and more people are learning the benefits of a title pawn loan. A title pawn arrangement helps people with affordable and speedy loans that can make all the difference in regaining financial control.

We offer the best  title pawns around. With your car’s clear title, you can get your funds wired directly to your bank account or a same day bank check and continue to drive your car!

Title pawning is easy with us, all you have to do is contact us, and we will see how much money we can give to you.

Why Pawn My Car Title?

pawn car titleAre you looking for a little extra cash? Let’s face it, we all have trouble making ends meet now and again. But, you’ve got the answer to your financial issues- your car’s title!

Wondering why you should pawn your car title? Or you can pawn your motorcycle title too. There are tons of benefits:

  • Lowest Monthly Payments
  • Same day funding
  • No prepayment penalty
  • Easy application

When you do title pawning with our friendly team, you’re well on your way to getting right back onto your feet! Pawning your car title is the best way to cover any expenses you may be facing.

Our title pawning is here to help you with friendly service and same day funding!

Who qualifies for Title Pawn ?

Everyone! Because our title pawning does not require that you have a perfect credit score, everyone can qualify! All you need is your car’s clear title and a few documents.

Our title pawn loan experts will help you with the application process. Your same day funding is waiting!

Quick Cash Title Pawn

Ready for your quick cash? Getting your title pawn is easy! No matter the expense, our team is here to help! Just give us a call to get started

Need fast cash now? Title pawning arrangements are perfect for: title pawn

  • Paying off credit cards
  • Rent or mortgage payments
  • Medical bills
  • Legal fees
  • School fees and tuition
  • Vacations
  • Business startup costs
  • Home repairs
  • Or any other financial emergency!

If you need fast and affordable loans, we encourage you to get started by filling out our online title pawn form.

Title Pawning Today

fast processYou can get  title pawns in as little as 30 minutes. A title pawn is similar to a title loan in that your car title serves as your credit.

So getting cash is quick and easy since your credit history doesn’t play into the approval process, as all credit is accepted. Although we will check your credit it will not stop us from approving your title pawn application.

If you need cash, a title pawn with us is a great option. You can get up to $50,000 and with us, you get to keep driving your car.

Title pawn, we understand that things come up that require cash in a hurry and they don’t always coincide with your payday.

Best Rates Title Pawn

Our title pawns get you the most money for your title with low-interest rates available and you keep driving your car for the duration of the pawn.

After you’ve paid off your title pawn in full, be sure to contact one of our pawn specialists to learn more details on how the lien will be released from your title.

We know that not everyone has a perfect financial background. We believe that your past should not affect whether or not you can get cash when you need it.

Instant Approval Title Pawn

You’ll receive instant approval and good interest rates available. Our professional and courteous employees are extensively trained to assist you through every step of the title pawn process.

Most importantly, we value every one of our customers which is why we designed the title pawn process to help you regain your financial freedom.

Title Pawn FAQs

Will my info be kept confidential when i pawn my car title?

We are committed to keeping all the information you provide confidentially. Please see the privacy policy on our website for details.

How old do I have to be to get a title pawn?

You must be at least 18 years of age to qualify for a title pawn.

Can I still drive my car with title pawn loans? Do I get to keep my car?

Yes! You will continue to keep your car when you take out a title pawn.

What is a clear or lien-free car title?

A clear or lien-free car title simply means that you own your car outright, with no outstanding pawns or judgments against it.

How do I get started with pawning my car title?

You can get started by submitting our online request form on this page with your basic information, after which you will be contacted by us.

How much cash can I get with auto pawn?

Your title pawn amount depends on the value of your vehicle. The maximum you can obtain is $50,000.

What if my car title is not in my name?

To get a title pawn you need to have the vehicle titled in your name. To qualify for a title pawn, first, get the title transferred to your name.

How do you determine the value of my vehicle with pawn title loans?

The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.

Can I take out a pawn title loan if the vehicle is in another person’s name?

Generally speaking, only the person that has the title of a car in their name can apply for a title pawn loan. If the vehicle you are using at this moment has its title in another person’s name, you will not be able to take out a title pawn loan, even if you are the only one driving it. This is because the individual whose name is on the vehicle title is responsible for loan payments. If they share your car title or if the car title is in their name, they are also called to take the risk of losing the vehicle title in case of a default. What you CAN do, though, if your car title does not bear your name, is to change the name of it. To achieve that, visit the DMV (first, notify the Social Security Administration to acquire the documentation needed to transfer the title into your name).

Can I roll over a title pawn loan?

Sometimes, it is possible to roll over a title pawn load, which means to add more time to your title pawn loan term. This is also referred to as a renewal or extension and largely depends on your state laws. Typically, you are able to give your term another 30 days. Now, how often you can extend it by this amount of time may come with certain limits (again, state-dependent). However, we strongly suggest having this option as a last resort at the back of your mind. The more you extend your term, the more costly your loan becomes. Plus, some lenders may apply rollover charges, on top of the fees and rates of your original loan.

How long does it take to be approved for title pawn?

It could take as little as 30 minutes to be approved for a title pawn.

Conclusion For Title Pawning

title loansWe are committed to giving the best to our customers. If you have been struggling to carter for your family because of some unforeseen circumstances and you have been looking for assistance to get back on your feet, the TFC title loans are the place for you.

We will help you with a title pawn loan , so you can get fast money. With our large network of partners, we will be able to get you a title  pawn near me today.

Title pawning is a great way to get the fast emergency cash that you need, with out have to wait.

You can pawn your car title online with us, all you have to do , is to fill our the title pawns online application.

Contact us today or visit our website to get started title pawn for cash today! Remember you can pawn you car and still drive it with us, as we will only hold on to your title.

For more information on Title Pawn visit https://en.wikipedia.org/wiki/Pawnbroker.

Frequently Asked Questions
Are title loans good for emergency money?

Title loans are great for making money in a hurry because you get money quickly and keep your car. No company can match TFC Title Loans when it comes to low interest rate fast cash for any situation.

Do car title loans work the same as home title loans?

Yes, both title loans are given based on the value of the owned property.

Can I get a second car using a title loan?

Absolutely. The key is using the first car's title to put a down payment on your next vehicle. You can build a car collection quickly using this strategy. If you have any questions about which new or classic cars to buy, ask TFC Car Title Loans.

Lenders Law Licence Number by DBO 6038192