Need Cash Now? Get Approved In Minutes!

How Much Cash Can i Get?

If you are facing a financial emergency and need quick cash to cover unexpected expenses, title loans in South Carolina might be a great option. Title loans can provide a fast and straightforward way to get the money you need, using your vehicle as collateral.

We will be your car title loan broker, we have the largest network of lenders to choose from. We will find you the lender who is offering the most money, with the lowest monthly payments.

All of our trustworthy title loan companies that we work with, have the state required consumer finance lenders license.

Understanding Title Loans in South Carolina

A title loan is a type of secured loan where borrowers use their vehicle title as collateral. Unlike traditional bank loans, title loans can be easier and quicker to qualify for, even if you have a poor credit history.

Key Features of Title Loans

  1. Fast Access to Funds: Title loans can provide quick cash, often within one business day.
  2. No Credit Required: Approval is based on the equity in your vehicle, not your credit score.
  3. Keep Driving Your Car: You can continue to use your vehicle while repaying the loan.

How to Apply for a Title Loan South Carolina

To apply for a title loan in South Carolina, follow these steps:

  1. Find a Reputable Lender: Research and choose a licensed lender with positive reviews and transparent terms.
  2. Prepare Your Documents: You will need a valid government-issued photo ID, proof of residency, proof of income, and your vehicle’s clear title.
  3. Submit an Application: You can often apply for your title loan online or in person. The lender will evaluate your vehicle’s value to determine the loan amount.
  4. Review and Sign the Loan Agreement: Carefully read the terms, including the interest rate and repayment schedule, before signing.
  5. Receive Your Funds: Once approved, you can get the money wired to your bank account or pick it up at a designated location.
title loans in South Carolina
Getting car title loans in South Carolina

Requirements for South Carolina Title Loans

To qualify for a title loan in South Carolina, you must meet the following criteria:

  • Be at least 18 years old
  • Own a vehicle with a lien-free title
  • Provide proof of income and residency

Benefits of Title Loans SC

Title loans SC offer several benefits, including:

  • Quick Approval Process: Get approved in as little as one business day.
  • No Credit: Your credit history is not a factor in the approval process.
  • Flexible Repayment Options: Choose a repayment plan that fits your budget, ranging from 24 months.

Potential Risks of Title Loans in SC

While title loans in SC can provide immediate relief, they come with risks:

  • High Interest Rates: Title loans often have higher interest rates compared to traditional loans.
  • Risk of Repossession: If you fail to repay the loan, the lender can repossess your vehicle.
  • Additional Fees: Be aware of any fees that may be included in the loan agreement.

Alternatives to Title Loans

Consider these alternatives before opting for a title loan:

  • Personal Loans: If you have good credit, you might qualify for a personal loan with a lower interest rate.
  • Credit Cards: Using a credit card for short-term borrowing can be more cost-effective.
  • Payday Loans: Although they have high interest rates, payday loans might be an option if you need a small amount of cash quickly.

Refinancing Your Title Loan in South Carolina

If you already have a title loan with a high interest rate, you might consider refinancing. Refinancing title loans in South Carolina can potentially lower your annual percentage rate (APR) and reduce your monthly payments.

We will help you to get into a better auto title loan, and if you still have positive equity, we will be able to get you more money.

Choosing the Right Lender

When selecting a title loan lender in South Carolina, consider the following:

  • Licensing and Reputation: Ensure the lender is licensed and has a good reputation.
  • Transparent Terms: Look for clear and understandable loan terms.
  • Customer Service: Choose a lender that offers excellent customer support.

Getting The Right Title Pawn in South Carolina

Title loans in South Carolina can provide a quick financial solution for those in need of immediate cash. However, it is crucial to understand the terms and risks associated with these title pawn loans. Explore all your options, consider the benefits and drawbacks, and choose a reputable lender to ensure you make an informed decision.

For more information or to apply for a title loan, contact us, and we will find you a licensed title loan provider in South Carolina today.

We are here to help you and walk you through the process of using your car title as collateral, so you can get the cash that you need.


TFC Title Loans is delighted to extend its services to residents throughout South Carolina, encompassing major metro areas.



DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

Skip to content