Title Loans in North Carolina
NC Title Loans
When you most need cash, car title loans North Carolina can bе a convеnіеnt way to get access to it quіckly.
For thosе іn North Carolina who mіght not have the best credit or who havе bеen dеclіned by convеntіonal lеndеrs, car tіtlе loans arе a wеll-likеd optіon.
You can borrow monеy against thе valuе of your car wіth a car title loan without having to sell it.
So, evеn though you’re using the valuе of your car to get a loan, you can stіll drіvе.
In North Carolіna, there arе a fеw things you should bе aware of if you’re thinking about getting a car titlе loan.
Wе’ll go over thе fundamentals of car titlе loans, what’s nеeded to qualify, and how to submіt an application in North Carolіna іn this introduction.
A car tіtle loan mіght be a good choіce for you if you havе unantіcipatеd bills to pay, mеdіcal costs to cover, or othеr fіnancіal needs.
With our extensive network of referral car title loan companies, we will make it easy for you to find the right one for you with our title loan locations.
Title Loans in North Carolina
When you need to get a car title loans NC there are plenty of options, but it is difficult to know which is the best one.
With our large network of lenders, we will take out the guesswork and select the car title loans North Carolina, that will get you the most money, and that have the lowest interest rates.
Not all online car title loans in NC are the same, and you will find that the interest rate will vary from lender to lender.
We will help you to get the NC car title loans that will give you the best terms, and affordable monthly payments, the interest rate will never be as low as traditional loans, be we will get you the lowest one.
Apply with us today and let us help you to get the NC title loan that you need, we are here to answer all of your questions.
- How to get car title loans North Carolina?
If you’re a resident of North Carolina and are in need of some quick cash, a car title loans North Carolina may be the right solution for you.
A title loan is a type of loan in which the borrower uses their vehicle’s title as collateral. The process of getting a title pawn in North Carolina is simple and straightforward.
You must be at least 18 years old and have a clear, or lien-free, car title in your name.
In some cases, a cosigner may be required in order to get approved for a title loan NC.
The cosigner will need to have good credit in order to be approved to act as a guarantor on the loan and have the income to support the loan.
- What do you need to get car title loans in North Carolina?
To get car title loans in North Carolina, you will need to provide the lender with a clear title to your vehicle, and you must have equity in your car.
You will also need to have a source of income and a valid driver’s license.
We are even able to help you to get commercial vehicle title loans, we will use the equity that you have in your commercial truck.
TFC Title Loans has the largest referral network in the state. We will help you to get the right title loan for you.

- How much can you get from car title loans NC?
You may be able to get a car equity loan in North Carolina for up to $25,000, depending on the value of your vehicle.
Car title loans NC are typically based on a percentage of the value of the vehicle, your car equity is your credit.
The amount of money you can borrow will depend on the wholesale value of your vehicle, and the interest rate will be based on your loan size.
- What are the payment terms for NC title loans?
The repayment terms for NC title loans will vary depending on the size of the loan.
However, the typical repayment terms for a title loan in North Carolina are between 24 months and 36 months.
Can I get a motorcycle title loan in North Carolina?
We can help you to get a motorcycle title loan in North Carolina, they work the same way that our car title loans work. We have the same requirements and the same underwriting.
With our motorcycle title loans in North Carolina you get to keep and ride your motorcycle, we will only hold on to the title as the collateral.
Can I get a car title loan in NC with a salvage title?
We can offer you a salvage title loan in North Carolina, we will use the equity that you have. Not all lenders will do them, but we will get you the right car title loan in NC with your salvage title.
With salvage title loans, they will only give you 40% of what a regular title loan will, and that is just the adjustment on the valuation.
- Can you refinance a title loan in North Carolina?
You can also refinance your North Carolina title loan with us, we will find you a better interest rate for you.
If you have a title loan with another company, we can refinance your existing title loan, and replace it with a better title loan, one that has a lower interest rate, and lower monthly payments.

How do I apply for a North Carolina auto title loan?
There are a few things you need to do in order to apply for a North Carolina title loan.
Our online application makes it easy for you to apply, or we can take your application over the phone. We make it as easy as possible for you to get qualified for your car title loan NC.
Here is a list of things that you will need to get qualified for your title loans in NC:
- A qualifying vehicle
- The title must be in your name
- Enough monthly income to make the monthly payments
- Proof of your residence
- Drivers license
- Insurance
- Detailed photo of your car
- A photo of the mileage on the car
- Photograph of the VIN number
With just these basic requirements, we will be able to help you get funded, and get the money that you need.
Who regulates North Carolina car title loans?
The North Carolina Commissioner of Banks is responsible for the regulation of state-chartered banks and trust companies, mortgage lenders, mortgage brokers, check cashers, money transmitters, and money lenders.
The Commissioner is also responsible for the licensing and examination of a wide variety of financial service providers, including title loan providers.
Title loan providers in North Carolina are required to obtain a license from the Commissioner in order to operate.
Commercial Vehicle Title Loans in NC
Getting a title loan on a commercial vehicle is the same as any other type of title loan. They are good for small businesses, that need to get some extra money.
We can help you with different types of commercial vehicles, and here is a list of the vehicles:
- Semi-trucks
- Big rigs
- Box trucks
- Flatbeds
- Tow trucks
- Pick up trucks
- 18 Wheelers
- RVs
- Vans
We are able to provide commercial vehicle title loans on any of the above vehicles, please call us at 844 242 3543 if you have any questions, or if you would like one of our loan representatives to take your application over the phone.

Same Day NC title loans
We are here to help you to get the cash that you need fast, we will get you a max title loan NC, with the large advance rates that we can get for you.
You can find out the wholesale value of your vehicle with the Kelly Blue Book, and we can get you up to 80% of your wholesale value.
Contact us today we are here for you, we will get you the most money, and fund you within 24 hours, we will be your car title loan broker in North Carolina.
Conclusion For Title Loans in North Carolina
In conclusion, those іn North Carolіna who rеquіrе quick cash may find that car titlе loans are a good optіon.
Bеforе takіng out a title loan, you should do your homework and be aware of thе risks.
Makе surе you select a rеputable lender and carеfully rеad thе terms and conditions.
It’s іmportant to havе a plan for rеpaymеnt because tіtlе loans are short-tеrm loans wіth high interest ratеs and fееs.
Additіonally, make sure you havе all thе requirеd papеrwork and that your income and credіt history mееt the lender’s requirements.
Car titlе loans in North Carolіna can bе a hеlpful solutіon for those experiеncing fіnancіal emеrgencіеs with careful consіderatіon and responsiblе borrowіng.
Frequently Asked Questions
Do I have to own my car to use it as collateral?
Definitely yes, you have to own your vehicle to use it as collateral for a secured title loan.
What's the smallest title loan you can get?
The smallest amount of loan you can get for a pink slip loan can vary according to your vehicle value as well as monthly income. All this comes into consideration when qualifying for a pink slip title loan.
How long does it take to get pink slips?
One benefit of this pink slip loan is its speed. You can apply for a car title loan today and get it in a few hours or in a day, even two. For detailed information, visit our FAQs page
Can I Get A No Insurance Title Loan?
It is too risky so we can’t assure this even though we also don't provide this service but we do have some partners that will offer no insurance title loans. It will depend on your location, to see if they will do it.