Car Title Loans Columbia SC
Make Smart Decisions With Title Loans Columbia
Let’s face it, financial emergencies can occur in anyone’s life and those can be hard to handle sometimes. Whether it is about paying your bills, rent, or unexpected doctor bills, or you simply need cash for any reason, TFC’s car title loans Columbia online can be the best way to get fast money that you need on an urgent basis.
Title loan Columbia SC has become a blessing for people who want immediate cash or have poor credit. However, if you are a newbie or have not been in a position to need a title loan, then it is a great way to seek title loans. The reason behind it requires minimal formalities as compared to other loan options like a personal loan.
With us in Columbia, you are in safe hands and can get the best title loans Columbia SC against your car and other vehicles, we will get you the maximum money on your vehicle equity.
Know About Title Loans Columbia SC
Car title loans Columbia SC are also known as secure loans that use your vehicle as collateral. After the car secures the loan repayment, the lender can easily repossess the car in case of an inability to repay the loan at the given time. In this case, title loans in Columbia can also be called short-term loans which require very minimal documents. We offer to have benefits like flexible terms, high approval rates, as well as competitive interest, etc.
What is the working of title loans Columbia SC?
Before indulging yourself in auto title loans Columbia, it is imperative to ask ‘how do title loans work?’ This can help you to be on the safe side and allow you to have longer ownership of your car. While seeking title loans with us, it is important to have a lien-free car title. Also, the documentation of title loans involves you showing complete proof of your car ownership plus the license.
The team members or lenders from TFC Title Loans will later approve everything and will determine the terms of the loan. Usually, it involves 15-30days to repay the original amount which is like payday loans. The payment that you need to return involves interest as well as fees.
However, the process is very simple and short. Title loans are famously known as same-day loans as well because depending on your documentation, there are chances of you getting a loan the same day with us.
What are the requirements to get approved for a title loan?
We at TFC title loans when approving clients for title loans online consider only two factors. The initial thing that we look at is general equity in a vehicle. The equity is checked by the year, make, as well as overall condition of your vehicle. Also, another factor that is highly important to get a title loan is the ability of the borrower to repay the loan.
However, some of the few other requirements to get a title loan with TFC Title Loans is proof of income which can be flexible. In other words, you can still have chances to get a title loan Columbia SC even in case of unemployment or anything other than a 9 to 5 job.
What things should be done to get approved for title loans?
Title loans in Columbia have high approval rates but the process to get them approved with us is simple and uncomplicated. Here is what you need to do:
- Get in touch with us – To get short-term loans with TFC Title Loans you need to get in touch with us. This can be done contact us via online methods or walk-in. The step is essential to see whether you approve the loan or not.
- Present the documents – The next thing is to offer complete documents such as car photos, income proof, residential proof, photo ID, and other few things.
- Get quick money – After our lenders have accepted your documents and have approved everything, the contract will be drawn. You need to sign that you can get title loan funding from us.
Which documents are required for an online title loan Columbia SC?
We require certain documents to get easy Columbia title loans online. The documents mentioned below are title loans requirements that you need to fulfill:
- Photo ID
- Columbia vehicle title
- Income proof
- Clear pictures of the vehicle
- Residential proof
How much money can be borrowed with title loans?
If you want auto equity loans Columbia SC then the limit can be 25% to 85% of the complete wholesale value of your car. But the main part is played by the lender which is us to decide the worth of the car depending on its condition. The loan can be low as $100 and the maximum can be $10000 or more.
- Is there a need for my vehicle title to protect a Columbia title loan?
Yes, the car title loans in Columbia South Carolina are secured by collateral and we use your vehicle title of yours as collateral. However, you should own your vehicle to get title loans with us.
- Can I use my car?
Yes, you can keep and use your car even after applying for title loans with us. However, after repaying the title loan, we will remove our name as a lien holder from your car.
- Is there a possibility to refinance my title loan?
Yes, we offer the option of refinancing your title loan in Columbia SC. You can get in touch with us to get the details.
Contact us today, we are here to help you to get the most money by using the equity that you have in your vehicle, we will get you the best car title loans Columbia South Carolina today.
We will take all of the guesswork out of trying to find the title loan with the best rate, we will do all of the hard work for you, so you can enjoy the best auto title loans in Columbia South Carolina today.
Frequently Asked Questions
Definitely yes, you have to own your vehicle to use it as collateral for a secured title loan.
The smallest amount of loan you can get for a pink slip loan can vary according to your vehicle value as well as monthly income. All this comes into consideration when qualifying for a pink slip title loan.
One benefit of this pink slip loan is its speed. You can apply for a car title loan today and get it in a few hours or in a day, even two. For detailed information, visit our FAQs page
It is too risky so we can’t assure this even though we also don't provide this service but we do have some partners that will offer no insurance title loans. It will depend on your location, to see if they will do it.