Fill out this short form to get started


Apply Online or Call

Fill out a short inquiry form or call us at 1-844-242-3543 to send in your information.


Submit Your Documents

Provide a few basic documents so we can verify your personal data.


Get Your Cash!

Upon pre-approval, sign your contract and get your money!


Apply now to get your cash!


Car Title Loans Phoenix, AZ

Get Title Loans in Phoenix Today

We are here to help you get the money you need today, regardless of your credit score, we will use the equity you have in your vehicle to get you car title loans Phoenix.

Using the equity that you have in your vehicle rather than your credit score, we are not a credit-based lender. Having helped thousands of people since 1994 get title loans in Phoenix AZ

Are you looking for online car title loans? If so, you are in luck! We are here to lend to anyone in need of a Phoenix title loan.

We will help you to find the right title loans for you today, we will get you the most money, with the lowest monthly payment, and we have the largest referral network in the nation.

Car Title Loans Phoenix AZ

Finding the right title loans in Pheonix Az can be difficult, as there are many companies that are out there, and they all seem to be offering the same thing.

But not all title loans are the same, you will find that many companies will charge triple-digit interest rates, and offer you low dollar amounts on your vehicle equity, we do not do that, we will get you the most money, with the lowest interest rate.

Let us help you to take all of the guesswork out of getting your car title loans Phoenix Az, we have the experience and the knowledge to get you the best terms.

Title loans Phoenix Az
We will help you to get your title loans in Phoenix Az

Getting Your Car Title Loans Phoenix Az

Getting your title loan Phoenix is easy with us, all you have to do is to apply with us, and then let us go to work for you, searching for the best deal.

We can also help you to get your car title loans with no vehicle inspection. You will not have to drive to a location to have your vehicle inspected; you will need to take some photos of your vehicle and the odometer reading, which will be your vehicle inspection.

When you apply, we can do the whole Phoenix title loan entirely online, with no store visit. From the pre-approval to the contract, to funding, it can all be done online.

When you need to pick up your funds, we can wire them directly into your bank account, or you can pick them up from any MoneyGram location.

Refinance Title Loans in Phoenix Arizona

If you already have a Phoenix title loan with another company, we are able to refinance it and get you into a much better loan. We will be able to get you a lower interest rate, longer monthly terms, no pre-payment penalties, and if you have the equity, more money.

With our large network, we are always able to find you the lowest rate, so we will save you money, and with a longer loan term, we will make the monthly payments more affordable.

What are the eligibility requirements for title pawns in Phoenix?

There are a few eligibility requirements for title pawns in Arizona. First, you must be at least 18 years old and a resident of the state of Arizona.

Secondly, you must have a clear and free car title in your name. Lastly, you must have a steady source of income. If you meet all of these requirements, you should be able to qualify for a title loan.

Here is a list of the requirements:

  1. A qualifying vehicle
  2. Your name must be on the title.
  3. Proof of income
  4. Residential proof
  5. Drivers license
  6. Auto insurance
  7. Detailed photos of your vehicle
  8. A photo of your odometer reading
  9. Photo of your VIN number
  10. five personal references

With these basic requirements, we will be able to get you the right title loans in Phoenix. You can call us today at 844 242 3543 and one of our loan agents will walk you through the process, and answer all of your questions.

Phoenix title loans
We are here to help you to get the right Phoenix title loan

How much can I borrow with car title loans Phoenix?

The amount you can borrow with a title loan in Phoenix will vary depending on the value of your vehicle. Most lenders will loan you 25 to 50 percent of the value of your car, but we can get you up to 80%. You can look up your wholesale value with the Kelly Blue Book.

Also the determining factor on how much money that you can get is also your monthly income, we will need to see that you will have enough income to support the monthly payments.

Your vehicle equity and your income are the two most important qualifying factors for title loans in Phoenix.

Phoenix Title Loans on Motorcycles

If you have a motorcycle, and you have equity in it, we will help you to use it for a Phoenix title loan on your motorcycle, the process is the same as a regular car title loan.

All you have to do is to make your monthly payments and you still get to keep and ride your motorcycle.

What are the repayment terms for car title loans Phoenix Arizona?

The repayment terms for title loans in Az can vary depending on the lender, but typically, the loan must be repaid within 24 months. Some lenders may allow for a longer repayment period, but this is generally rare.

If you are unable to repay the title loan in Phoenix within the specified time frame, you may be required to pay additional fees or interest.

You will be able to extend your monthly payments, but it will mean that you will be paying more interest, but the range of the payments will go from 24 months to 48 months.

Are there any prepayment penalties for car title loans in Phoenix Az?

There are no prepayment penalties for title loans in Phoenix. You can pay off your loan at any time without penalty. There are some companies that do charge fees to terminate the loan early, so it is important to know if there are any fees.

commercial vehicle title loans in Phoenix
Commercial Phoenix title loans

 Phoenix Title Loans on Commercial Vehicles

If you have a commercial vehicle, we are able to provide you with commercial vehicle title loans in Phoenix. They are excellent for small businesses that need to get some extra cash.

Phoenix title loans on commercial vehicles work the same way as regular title loans Az. As loan as you have equity in your vehicle, we will be able to help you.

We can help you will different types of commercial vehicles, here is a list of them:

  1. Semi-trucks
  2. 18 Wheelers
  3. Big rigs
  4. Box trucks
  5. Vans
  6. Flatbeds
  7. Tow trucks
  8. RVs
  9. Trucks

As long as you have enough equity in your commercial vehicle, we will be able to help you, you can call us at 844 242 3543, and talk with one of our knowledgeable loan representatives, and they will answer all of your questions.

How long does it take to get a title pawn in Phoenix?

It can take anywhere from a few minutes to a few hours to get title loans in Phoenix, depending on the lender and the amount of money you are borrowing.

Some lenders may require you to fill out an application and provide proof of income and residency, while others only need your car’s title and photo ID.

The time it takes to get  Phoenix title loans will also depend on how much money you are borrowing and whether or not you have a clear title to your car.

Bad Credit Phoenix Title Loans

When you apply with us, we will not use your credit score to get you approved. So if you have bad credit, we can help you to get the Phoenix title loan that you want.

We will approve you with your vehicles equity and your monthly income. These are the two most important qualifying factors.

So do not let your bad credit stand in your way of you getting the emergency cash that you need, you can call us at 844 242 3543, and we will answer all of your questions.

Conclusion For Your Car Title Loans Phoenix

Apply with TFC Title Loans today to get a vehicle title loan in Phoenix AZ, we can help you get the fast money you need today. Using your vehicle equity to get a loan is easy with us.

We have over 25 years of experience in auto title loans Az, and we are here to help you in the Phoenix area.

So if you have any questions about title loans in Phoenix, contact us and we will help answer all of your questions and see if we can get you the best title loan.

Car title loans Phoenix
title loans Phoenix

About Phoenix Arizona

Look here for some more information on Phoenix Arizona, with over  1,8 million people living there. It is also 5 the largest city in the United States, and the largest state capital by population. Phoenix is the center of the metropolitan area, also known as the Valley of the Sun.

Known for its year-round sun and warm temperatures, it anchors a sprawling, multi-city metropolitan area known as the Valley of the Sun. It’s known for high-end spa resorts, Jack Nicklaus–designed golf courses, and vibrant nightclubs.

Other highlights include the Desert Botanical Garden, displaying cacti and numerous native plants.

Frequently Asked Questions

Loader image

Definitely yes, you have to own your vehicle to use it as collateral for a secured title loan.

The smallest amount of loan you can get for a pink slip loan can vary according to your vehicle value as well as monthly income. All this comes into consideration when qualifying for a pink slip title loan.

One benefit of this pink slip loan is its speed. You can apply for a car title loan today and get it in a few hours or in a day, even two. For detailed information, visit our FAQs page

It is too risky so we can’t assure this even though we also don't provide this service but we do have some partners that will offer no insurance title loans. It will depend on your location, to see if they will do it.


DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

Show more...