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Get Title Loans in Phoenix Today
We are here to help you get the money you need today, regardless of your credit score, we will use the equity you have in your vehicle to get you car title loans Phoenix.
Using the equity that you have in your vehicle rather than your credit score, we are not a credit-based lender. Having helped thousands of people since 1994 get title loans in Phoenix AZ
Are you looking for online car title loans? If so, you are in luck! We are here to lend to anyone in need of a Phoenix title loan.
We will help you to find the right title loans for you today, we will get you the most money, with the lowest monthly payment, and we have the largest referral network in the nation.
Car Title Loans Phoenix AZ
Finding the right title loans in Pheonix Az can be difficult, as there are many companies that are out there, and they all seem to be offering the same thing.
But not all title loans are the same, you will find that many companies will charge triple-digit interest rates, and offer you low dollar amounts on your vehicle equity, we do not do that, we will get you the most money, with the lowest interest rate.
Let us help you to take all of the guesswork out of getting your car title loans Phoenix Az, we have the experience and the knowledge to get you the best terms.
Getting Your Car Title Loans Phoenix Az
Getting your title loan Phoenix is easy with us, all you have to do is to apply with us, and then let us go to work for you, searching for the best deal.
We can also help you to get your car title loans with no vehicle inspection. You will not have to drive to a location to have your vehicle inspected; you will need to take some photos of your vehicle and the odometer reading, which will be your vehicle inspection.
When you apply, we can do the whole Phoenix title loan entirely online, with no store visit. From the pre-approval to the contract, to funding, it can all be done online.
When you need to pick up your funds, we can wire them directly into your bank account, or you can pick them up from any MoneyGram location.
Refinance Title Loans in Phoenix Arizona
If you already have a Phoenix title loan with another company, we are able to refinance it and get you into a much better loan. We will be able to get you a lower interest rate, longer monthly terms, no pre-payment penalties, and if you have the equity, more money.
With our large network, we are always able to find you the lowest rate, so we will save you money, and with a longer loan term, we will make the monthly payments more affordable.
What are the eligibility requirements for title pawns in Phoenix?
There are a few eligibility requirements for title pawns in Arizona. First, you must be at least 18 years old and a resident of the state of Arizona.
Secondly, you must have a clear and free car title in your name. Lastly, you must have a steady source of income. If you meet all of these requirements, you should be able to qualify for a title loan.
Here is a list of the requirements:
- A qualifying vehicle
- Your name must be on the title.
- Proof of income
- Residential proof
- Drivers license
- Auto insurance
- Detailed photos of your vehicle
- A photo of your odometer reading
- Photo of your VIN number
- five personal references
With these basic requirements, we will be able to get you the right title loans in Phoenix. You can call us today at 844 242 3543 and one of our loan agents will walk you through the process, and answer all of your questions.
How much can I borrow with car title loans Phoenix?
The amount you can borrow with a title loan in Phoenix will vary depending on the value of your vehicle. Most lenders will loan you 25 to 50 percent of the value of your car, but we can get you up to 80%. You can look up your wholesale value with the Kelly Blue Book.
Also the determining factor on how much money that you can get is also your monthly income, we will need to see that you will have enough income to support the monthly payments.
Your vehicle equity and your income are the two most important qualifying factors for title loans in Phoenix.
Phoenix Title Loans on Motorcycles
If you have a motorcycle, and you have equity in it, we will help you to use it for a Phoenix title loan on your motorcycle, the process is the same as a regular car title loan.
All you have to do is to make your monthly payments and you still get to keep and ride your motorcycle.
What are the repayment terms for car title loans Phoenix Arizona?
The repayment terms for title loans in Az can vary depending on the lender, but typically, the loan must be repaid within 24 months. Some lenders may allow for a longer repayment period, but this is generally rare.
If you are unable to repay the title loan in Phoenix within the specified time frame, you may be required to pay additional fees or interest.
You will be able to extend your monthly payments, but it will mean that you will be paying more interest, but the range of the payments will go from 24 months to 48 months.
Are there any prepayment penalties for car title loans in Phoenix Az?
There are no prepayment penalties for title loans in Phoenix. You can pay off your loan at any time without penalty. There are some companies that do charge fees to terminate the loan early, so it is important to know if there are any fees.
Phoenix Title Loans on Commercial Vehicles
If you have a commercial vehicle, we are able to provide you with commercial vehicle title loans in Phoenix. They are excellent for small businesses that need to get some extra cash.
Phoenix title loans on commercial vehicles work the same way as regular title loans Az. As loan as you have equity in your vehicle, we will be able to help you.
We can help you will different types of commercial vehicles, here is a list of them:
- 18 Wheelers
- Big rigs
- Box trucks
- Tow trucks
As long as you have enough equity in your commercial vehicle, we will be able to help you, you can call us at 844 242 3543, and talk with one of our knowledgeable loan representatives, and they will answer all of your questions.
How long does it take to get a title pawn in Phoenix?
It can take anywhere from a few minutes to a few hours to get title loans in Phoenix, depending on the lender and the amount of money you are borrowing.
Some lenders may require you to fill out an application and provide proof of income and residency, while others only need your car’s title and photo ID.
The time it takes to get Phoenix title loans will also depend on how much money you are borrowing and whether or not you have a clear title to your car.
Bad Credit Phoenix Title Loans
When you apply with us, we will not use your credit score to get you approved. So if you have bad credit, we can help you to get the Phoenix title loan that you want.
We will approve you with your vehicles equity and your monthly income. These are the two most important qualifying factors.
So do not let your bad credit stand in your way of you getting the emergency cash that you need, you can call us at 844 242 3543, and we will answer all of your questions.
Conclusion For Your Car Title Loans Phoenix
Apply with TFC Title Loans today to get a vehicle title loan in Phoenix AZ, we can help you get the fast money you need today. Using your vehicle equity to get a loan is easy with us.
We have over 25 years of experience in auto title loans Az, and we are here to help you in the Phoenix area.
So if you have any questions about title loans in Phoenix, contact us and we will help answer all of your questions and see if we can get you the best title loan.
About Phoenix Arizona
Look here for some more information on Phoenix Arizona, with over 1,8 million people living there. It is also 5 the largest city in the United States, and the largest state capital by population. Phoenix is the center of the metropolitan area, also known as the Valley of the Sun.
Known for its year-round sun and warm temperatures, it anchors a sprawling, multi-city metropolitan area known as the Valley of the Sun. It’s known for high-end spa resorts, Jack Nicklaus–designed golf courses, and vibrant nightclubs.
Other highlights include the Desert Botanical Garden, displaying cacti and numerous native plants.
Frequently Asked Questions
Do I have to own my car to use it as collateral?
Definitely yes, you have to own your vehicle to use it as collateral for a secured title loan.
What's the smallest title loan you can get?
The smallest amount of loan you can get for a pink slip loan can vary according to your vehicle value as well as monthly income. All this comes into consideration when qualifying for a pink slip title loan.
How long does it take to get pink slips?
One benefit of this pink slip loan is its speed. You can apply for a car title loan today and get it in a few hours or in a day, even two. For detailed information, visit our FAQs page
Can I Get A No Insurance Title Loan?
It is too risky so we can’t assure this even though we also don't provide this service but we do have some partners that will offer no insurance title loans. It will depend on your location, to see if they will do it.