Can I Get A Title Loan Without The Title?

Daniel Joelson

Daniel Joelson

Total Posts: 346

Published Date: January 15, 2024

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

Are you wondering, can I get a title loan without the title? of cause, the approval process is easier if you have the title, but we are still able to help you to get a title loan without the title.

Using the equity that you have in your vehicle is easy, but without the title, it will delay the process, it is easy to apply for a duplicate title at any DMV.

There may be many different reasons why you do not have the title to your vehicle, but we will break it down on how we can help you to get a title loan without a title.

Here at TFC Title Loans, we have been helping people to get the money that they need with the equity that they have in their vehicles since 1994, we are the most established.

How Can I Get A Title Loan Without A Title In My Name?

If you want to get a title loan but the title is not in your name, you can still use the equity that you have in your vehicle. We can help you to transfer the title into your name.

There may be taxes to pay, transfer fees, and registration at the DMV, but we can get the car into your name so that you will be the legal owner, then you can use the title as security to secure your title loan.

title loan with no title
Getting a title loan with no title

Can I Get A Title Loan But I Lost My Title?

Are you wondering if you can get a title loan but you have lost your title, as long as you are the registered owner of the vehicle, you can still get an online title loan.
You will need to get a duplicate title from your DMV, this process is not difficult, and you can add a new lienholder to your duplicate application, so you can add the lender when you are getting your duplicate title.
By already adding the lender to the title, when you get the title from the DMV, you can get your title loan and the money that you need.
When you apply for your replacement title at your local DMV, each state has a different process, but you can complete the process by going to the DMV, or you may be able to do it by mail, in some states you need to go to the Secretary of State office.
When you apply for your replacement title you will need to bring your driver’s license, the car registration, fill out the replacement title application, and pay the fees for the new title.

 Auto Title Loans With No Title

Getting a car title loan with no title is not easy, you have to show that you have legal rights to the vehicle. Maybe you bought the car and have not transferred it into your name, maybe it was a gift.

But for you to get a title loan, you need to show that it legally belongs to you, so it is important to have the paperwork to support it. You will need the Bill of Sale if you bought it, a notarized document if it is a gift, and the supporting documents from your local DMV.

Getting the title in your name shows that you are the legal owner, and it will allow you to do what you want with your vehicle, it will also protect you from theft or fraud.

 Can I Get A Title Loan Without The Title If I Still Owe On The Car?

If you owe money on your vehicle, so you do not have the title, because the finance company has the title, you may still be able to qualify for a title loan.

As long as you have enough equity in the vehicle, we will be able to help you, we can contact your current lender, and request a payoff, we will send them the payoff, they will send us the title, and we will become the new lien holders on the title.

With enough equity in the car, you will need to sign your title loan contract, we will get the guarantee of title from your current lender, and you will get the money that you need, so we can help you to get a title loan even if you do not have the title because you still owe money on it.

Car Title Loans No Title

We can help you to get a car title loan with no title, but it is up to you to get all of the required state documents so that you can apply for a duplicate or a replacement title.

We have a large network of referral partners, so we will be able to find you an auto title loan nearby to you, all of our partners are in compliance with the CFPB, so you will know that you are working with a trustworthy company.

Contact us today, we are here to help you, we can help you to get a car title loan with no title, but you will need to get all of the documents to prove that you are the legal owner.

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DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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