How to Sell a Car with No Title

Selling A Car With No Title

This article was brought to you by TFC Title Loans, we try to bring to you the most informative information. If you are interested in getting title loans that are close to you, we are able to help you with our large referral network.

We will help you to get the most money by using the equity that you have in your vehicle, the application is fast and we can provide you with same-day funding.

All of our referral partners are in compliance with the CFPB. We will help you to get the money that you need but from a trusted and reliable title lender.

A common question we hear from car owners is how to sell a car with no title. Here, at TFC Title Loans, we’re not exactly in the business of selling and buying cars. We are, after all, just a title loan lender which is not directly related to the question at hand. However, we believe that we have a duty to all of our past, present, or potential clients to financially educate, empower, and equip them to build a healthy economic future for their families as well as themselves.

Sell A Car With No Title

Ever since we opened our doors 25 years ago, we have gone above and beyond for our valued clients. We have decided since then, that we might as well go the extra mile for those who aren’t as of yet, or may never be, our clients. We have implemented an expansion of our site to include resource pages that cover questions about the DMV, financial planning, and buying/selling cars. Since 1994, we have been assisting our clients in transferring titles and applying for duplicate titles so they might be able to get a title loan through us. We have realized that we can put that knowledge and experience to use for other numerous situations including how one goes about selling a car without the title on hand.

Our second-to-none customer service has drawn thousands of customers to our door when they are in need of emergency financial funding. Consumer education and lender transparency are extremely high priorities for us so if you need more information when it comes to titles, then please continue on reading. However, if you feel interested in starting the process for a title loan, then please fill out our online application or give us a call today!


Replacing a Lost Title

If you have just lost the original title, then you can order a duplicate title from your local DMV. Each state’s requirements are diverse so we have elected to include the three key states we presently operate in. If you do not live in one of these three states, you can learn your state-specific information here.

The Arizona DMV necessitates that you complete the Title and Registration Application (Form 96-0236) and show your identification if you come into the office. You could either mail in the form or bring it in person. There is a four-dollar title replacement fee you are obligated to pay. Go to this page for more extensive instructions precisely about your circumstances.

The New Mexico DMV necessitates that you fill out the Application for Duplicate Certificate of Title (Form MVD-10901). You need to take this form to your local DMV office in person and pay the replacement fee listed on the application. Go to this page for more extensive instructions precisely about your circumstances.

The California DMV necessitates that you fill out the Application for Duplicate Title (Form REG 227). You could either mail the application in or bring it to your local DMV office in person. You will be obligated to pay a twenty-dollar title replacement fee along with your application. Go to this page for more extensive instructions precisely about your circumstances.


Bill of Sale

A bill of sale is always an important item to have, especially when you are selling the vehicle to a private party. The bill of sale is necessary for the seller’s records but it is also useful for buyers to have so they can complete the title transfer process and register the vehicle. Your local DMV should carry a bill of sale form that you can use while some states also accept a generic bill of sale forms. Regardless, these are the facts that every bill of sale usually calls for:

  • The selling price of the car.
  • Vehicle Identification Number.
  • Vehicle’s license plate number.
  • Date and location of the transaction.
  • Names, addresses, and signatures of both the buyer and the seller.


Getting a Lien Taken Off

You may not have your title because a bank or another lender has your title in their possession and are signed onto it as the lien holder. So, even if your name is already on the title, the fact that there is a lien placed on it means you do not have full legal rights to it. To get your title back, free and clear, you must pay off your auto loan or auto title loan in full. After repayment, the lienholder will sign a lien release and mail your title back to you. Once you receive the lien release and title, schedule an appointment at the local DMV office to submit the necessary documents, complete a vehicle transfer application, and pay the required fee.

We hope that you have found this resource article both informative and educational. If you have any remaining questions that were not answered here, then we encourage you to call us today! We have customer representatives standing by the phone, eager to answer all of your questions. However, if you are interested in getting started with your very own TFC Title Loans right away, then fill out our online title loans application or give us a call to apply over the phone. We would be positively thrilled to work with you!

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DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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