Does My Title Need To Be In My Name To Get A Title Loan?

Are you wondering if you can get a title loan if the title is not signed over to me? Or can I get a title loan if the title is not in my name?

These questions are often asked to us, as title loans are a great way for you to get some fast money, but the question is can you get one if the title is not in your name?

Does The Title Need To Be In My Name For A Title Loan?

With no car title you can not get a car title loan, to have proof of ownership of the vehicle, will allow you to use the equity that you have in your car, to get the car title loan that you need.

The title of your vehicle will be used as the collateral for the loan, with our partner network, we will find the right company for you, and they will go on the title as the lien holder.

Transfer The Title Into My Name For A Title Loan

If you have just bought your vehicle and the title is not in your name, or someone has gifted the vehicle to you and the title loan is not in your name, or you have inherited the vehicle, you will need to transfer the title into your name.

If you are interested in getting a title loan it is easy to get the title into your name, and there are a few things that you will need to do.

If the title has been signed over to you, by the previous owner, then you will need to go to your local Department Of Motor Vehicles, to register the car in your name.

Different states will have different requirements to transfer the title and register the car into your name, but generally, all states will require, you the signed over the title, a bill of sale, your driver’s license, and pay the taxes and transfer fees.

Fees For Replacement Titles

All states will have different fees on how much they charge for a replacement title, they can range from $5 to $95. There may also be additional fees charged on top of that too.

You will need to contact or visit your local DMV to find out the exact amount that it will cost to replace the title of your vehicle.

After you have paid all of the fees and completed your replacement application, you will be able to get our new title.

In some states, you will be able to pick up your new title at the DMV, but in most states, the DMV will mail the new title to you, and this can take about 30 days.

Some states also will be able to offer you an expedited title for an extra fee, so that you can get your new car title quickly.

Once you have your new title to your vehicle, you will be able to receive your car title loan, we have the largest network of title loan locations, so we will be able to help you to get a local title loan.

What To Do To Get A Title Loan When Title Is Not Signed Over

When you want to get a title loan from TFC Title Loans but you do not have the title, maybe it is not in your name yet, or you have just misplaced it.

You will not qualify for a title loan if the title is not in your name, so you will have to visit your local DMV, and apply for a new title.

Using your car title to get some emergency cash is a great way to use the equity of your vehicle, but you must have the title of your car in your name, to prove ownership, and for the title loan company to add their name as the lien holder.

You will use the title of your car, as the collateral for the loan, and this will be the security that the title loan company will use to secure their interest in your vehicle.

Adding A Name To The Car Title

There maybe be many different reasons why you want to add a name to a car title, you may just need to add your name to the car title so that you can qualify for a car title loan because without the title is in your name, you will not be able to qualify for one.

Or maybe you would like to add a name to the title to show that you have equal ownership of the car with a family member, or maybe you need to remove a name from the title, so you will have total ownership of the car. Whatever the reason, it is easy to update the title when you go to the DMV.

Lost Title Can I Still Get A Title Loan?

You cannot get a title loan without the title, even if it is in your name. So no matter what you need the money for, getting a title pawn loan you will need to apply for a duplicate title, you can add the new title loan company to the title, so when you do get the title, you can get your money faster.

Benefits Of Title Loans

When you need to get some fast cash, there is no better way to get the money that you need than with a car title loan. You must have the title in your name to qualify for a car title loan.

With fast money title loans, you will enjoy affordable monthly payments, with terms of up to 48 months, your title loan payment will fit within your budget.

Interest rates do vary from company to company, but we will get you the lowest interest on your car title loan, with our large network of referral partners.

If you have the title in your name, you will be able to get fast emergency cash today, we will be able to get you same-day funding.

With our title loans, you will how easy it is to get qualified with our fast online title loan application, and you can submit all the required paperwork online.

Conclusion For Getting Title Loans When The Title Is Not In Your Name

If you have the required equity in your car, and you are interested in getting a car title loan, you must have your name on the title as the registered owner.

When your name is not on the title, you will need to go to your local  DMV, transfer the car into your name with the title and the bill of sale, and pay the fees.

Once the title is in your name, you can get the title loan that you need, the title loan company will add their names to the title as the lien holder, and you can make your monthly title loan payments.

Contact us today, we are here to help you to get the best title loan on your vehicle, we will get you the most money, with the lowest monthly interest rates.