Title Loan Amounts

Daniel Joelson

Daniel Joelson

Total Posts: 344

Published Date: February 4, 2024

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

There is no doubt about the fact that traditional loans can be difficult to get. But when it comes to title loans, there is nothing to worry about.

If you are someone who is going through a tough financial situation, then getting title loans can be the best decision.

They can make your life simpler and can help you enjoy some financial boost. No matter for what purpose you need immediate cash solution but these title loans can get you the money that you need. 

But if you are thinking about how much loan amount you can get, then there are some factors that play a huge role in this.

Car Title Loan Amounts

There are a lot of things that you need to wonder about before getting to the final amount of title loans. Your selected lender plays a huge role here and can decide your loan amount, around 25% to 85% against your car’s wholesale value, you can find out your vehicle’s wholesale value with the NADA guide. 

Title loan amounts
Finding your title loan amount

Here are some of the factors that can help decide your title loan amounts:

  • Model of your car – A lot of borrowers ignore this factor, but the model of your car or vehicle plays a huge role.
  • The lenders give this factor top priority when offering you the loan. The age of your vehicle also matters.
  • There are some lenders that accept new car models, whereas some lenders accept vintage or old vehicles.
  • Make sure that your car model is assessed properly to know its exact value. However, old car models carry great loan value. 


  • Vehicle Brand – When getting an instant online title loans, the brand of your vehicle matters as well.
  • In case you have a famous model vehicle from a reliable manufacturer, then you hold supreme chances to get the highest loan against it. However, you need to get in touch with a reliable lender to know more about it. 
  • Vehicle condition – Another factor that is hard to ignore by lenders when offering you a title loan is the overall vehicle condition.
  • The lender will ask about the inside and outside pictures of your vehicle; in case there is any damage, then you won’t be able to get the loan amount that you are expecting. 
  • Mileage – While getting title loans, you need to take care of the mileage of your vehicle. If your vehicle has high miles than expected, then the loan amount can get decreased. 

Frequently Asked Questions About Title Loan Amounts

  1. What determines the amount I can borrow with a title loan? The amount you can borrow with a title loan is primarily determined by the appraised value of your vehicle. Lenders typically offer loans based on a percentage of the vehicle’s current market value.
  2. What is the minimum and maximum amount I can borrow with a title loan? Minimum and maximum loan amounts can vary depending on state regulations and the lender’s policies. Generally, title loan amounts can range from a few hundred to several thousand dollars, with specific limits set by each lender.
  3. Can I get a title loan for more than the appraised value of my vehicle? It’s uncommon to get a title loan for more than the appraised value of your vehicle. Lenders typically cap the loan amount at a percentage of the vehicle’s value to mitigate their risk.

Quote from Daniel Joelson, Consumer Finance Expert: “The amount you can borrow with a title loan is largely determined by the value of your vehicle. It’s crucial for borrowers to carefully consider their financial needs and ensure they can comfortably repay the loan, including any fees and interest charges.”

Conclusion On Title Loan Amounts

Getting title loans rather than a traditional loan is a faster option. They are simple to get, but there are certain factors that hold importance.

The above-mentioned factors will help you get the maximum title loan amounts while applying for instant online title loans.

Ensure that you are well prepared for it beforehand so that you don’t waste your time and energy. Also, try to have a conversation with a trusted lender to be on the safe side. 

We will be your car title loan broker, with our nationwide network of lenders, we will helpyou to get the best title loan possible.

Need Cash Now? Get Approved In Minutes!

How Much Cash Can i Get?

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

Skip to content