How to Transfer a Car Title to a Family Member

Daniel Joelson

Daniel Joelson

Total Posts: 344

Published Date: February 9, 2024

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

If you are looking to transfer ownership of a vehicle to a family member, this guide will walk you through the process step-by-step. Whether you are in California, New Mexico, or Arizona, understanding the requirements and steps involved can help simplify the process.

Why Transfer a Car Title?

There are various reasons you might need to transfer a car title to a family member. This could include selling or gifting a vehicle to a relative, or handling the transfer after a family member’s passing. Regardless of the situation, it is essential to follow the proper steps to ensure a smooth transfer of ownership.

transfer a car title to a family member
How to transfer a title to a family member

Steps to Transfer a Car Title

California DMV

In California, transferring a car title to a family member involves specific steps:

  1. Verify Ownership: Ensure the seller (you) has signed off on the title and completed all necessary fields.
  2. Check for Liens: Confirm there are no outstanding liens on the vehicle, or obtain lien holder approval.
  3. Odometer Verification: Provide an accurate odometer reading if the vehicle is less than 10 years old.
  4. Smog Check: Typically required unless the vehicle is exempt. Family transfers are often exempt from smog checks.
  5. Visit the DMV: Bring all required ownership documents to your local DMV office along with your family member. Pay the applicable transfer fees to complete the title transfer.

New Mexico DMV

If you are transferring a car title in New Mexico, follow these steps:

  1. Obtain Odometer Disclosure: Get an odometer disclosure from the current owner (you) to include with the title transfer.
  2. Emissions Inspection: While not always required, check if an emissions inspection is necessary.
  3. Gather Documentation: Collect proof of identity, residency, and insurance.
  4. Visit the DMV: Bring all necessary documents to your local DMV office with your family member. Complete the title transfer process and pay any applicable fees.

Arizona DMV

Transferring a car title in Arizona involves the following steps:

  1. Complete Title Transfer Form: Fill out the vehicle title and registration application (Form 96-0236) with your family member.
  2. Sign the Title: Both parties (seller and buyer) must sign the vehicle’s title.
  3. Submit Required Documents: Provide all necessary documentation, including proof of identity and insurance.
  4. Visit the DMV: Go to a local DMV title transfer office to finalize the transfer and pay the required fees.

Transferring Title After a Deceased Owner

If you are transferring a car title from a deceased family member, additional steps may be required:

  • Probate Process: If there is a probate process, ensure you have the necessary documentation (affidavit, odometer disclosure, death certificate) to transfer the vehicle title.
  • Visit the DMV: Bring the required documents to the DMV to complete the title transfer process.

Frequently Asked Questions About Transferring a Car Title to a Family Member

  1. Can I transfer my car title to a family member if there is an existing title loan on the vehicle? Yes, you can transfer the car title to a family member even if there is an existing title loan. However, the loan must be paid off or refinanced in the family member’s name to complete the transfer legally.
  2. Do I need to pay off my title loan before transferring the car title? If you intend to transfer the car title to a family member, it’s advisable to pay off the title loan first. Alternatively, you can explore refinancing options to transfer the loan to the family member along with the vehicle title.
  3. What documents are required to transfer a car title to a family member? To transfer a car title to a family member, you typically need:
    • The current vehicle title signed by the seller (you).
    • A bill of sale or transfer of ownership form.
    • Payment of any applicable transfer fees.
    • Proof of identity for both parties involved in the transfer.

Quote from Daniel Joelson, Consumer Finance Expert: “Transferring a car title to a family member involves legal and financial considerations, especially if there is an existing loan on the vehicle. It’s crucial to understand the loan’s terms and ensure all necessary steps are taken to avoid complications.”

Conclusion About Transferring A Car Title

Transferring a car title to a family member involves specific steps and requirements depending on your state. By following the guidelines outlined in this article and visiting your local DMV office, you can ensure a smooth and legal transfer of vehicle ownership to your family member.

For more information or assistance with title loans, feel free to reach out to TFC Title Loans. We prioritize consumer education and are here to help guide you through the process.

Call us or visit our website to learn more about title loan options and refinancing.

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We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

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*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

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