Can You Get a Car Title Loan with Just a Bill of Sale?

Daniel Joelson

Daniel Joelson

Total Posts: 583

Published Date: May 20, 2023

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

 Can You Get a Title Loan with Just a Bill of Sale?

If you find yourself in need of immediate funds and have only a bill of sale for your vehicle, you may wonder if it’s possible to obtain a title loan. TFC Title Loans is here to provide you with valuable insights and guidance on this topic. In this article, we will explore the possibility of securing a title loan with just a bill of sale, offering specific advice and tips to help you navigate this process successfully. With our extensive network of referral lenders, competitive interest rates, and commitment to customer satisfaction, TFC Title Loans has been a trusted financial partner since 1994.

 Understanding Title Loans with Just a Bill of Sale

Title loans are typically secured loans that require the borrower to provide the vehicle title as collateral. In most cases, lenders require the original title document to process the loan. However, under certain circumstances, you may be able to obtain an online title loan with just a bill of sale. It’s important to understand the requirements and considerations associated with this option.

Bill of sale title loans
Bill of sale title loans

 Exploring the Possibility

While obtaining a title loan with just a bill of sale may be possible in some cases, it largely depends on the lender’s policies and specific circumstances. Some lenders may accept a bill of sale as proof of ownership and consider it for loan approval. However, it’s crucial to keep in mind that lenders typically prefer the original title document as it provides stronger legal protection for both parties involved. The lender will need to know if there is a lien holder on your vehicle.

 Tips for Securing a Title Loan with a Bill of Sale

If you’re considering applying for a title loan with just a bill of sale, here are some tips to increase your chances of approval:

  1. Contact TFC Title Loans: Reach out to TFC Title Loans, as we have a large network of referral lenders who may consider your situation. Our experienced team can guide you through the process and help connect you with the right lender.
  2. Prepare Additional Documentation: While a bill of sale is valuable, providing additional documentation can strengthen your loan application. Gather any supporting documents, such as vehicle registration, proof of insurance, and identification, to demonstrate your ownership and credibility.
  3. Highlight Vehicle Condition and Value: Emphasize the condition and value of your vehicle to showcase its worth as collateral. Collect maintenance records, photographs, and any appraisals to support your claims and increase your loan eligibility.

 Exploring Alternative Financing Options

If obtaining a title loan with just a bill of sale proves challenging, don’t lose hope. There are alternative financing options available to you. TFC Title Loans offers various loan products designed to meet your specific needs, even if you don’t have the original title document. Our knowledgeable team can discuss alternative solutions, such as personal loans or other types of secured loans, to provide you with the financial assistance you require. All of the lenders that we work with, all comply with the CFPB.

title loan with a bill of sale
title loan with a bill of sale

Conclusion For Bill Of Sale Title Loans

While it may be possible to obtain a title loan with just a bill of sale, it’s important to understand that individual lenders have different policies and requirements. TFC Title Loans is committed to helping you explore all possible options and finding the right financing solution for your unique circumstances. Contact us today to discuss your situation and take advantage of our vast network of referral lenders, competitive interest rates, and exceptional customer service. Don’t let financial hurdles hold you back—unlock your potential with TFC Title Loans.

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Disclosures

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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