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Car Title Loans Santa Maria, CA

TFC Title Loans has been serving affordable car title loans Santa Maria for many years now. We are not resting on our laurels yet as our customers are guaranteed that we will keep getting better.

We are here to help you get the best car title loans in Santa Maria by using the equity that you have in your vehicle.

We will not let your poor credit stand in our way of funding you, with us, your vehicle equity is your credit.

Car Title Loans Santa Maria

Do you have a bad FICO score and you think because of this you can’t get a title loan? We do not see that as a limitation as you can still get a car title loan or a pink slip loan at TFC despite your poor credit.

More than 25% of the consumers in the United States have bad credit and we at TFC have put in place car title loan options that are tailored to provide quick cash title loans in California for people with low credit scores.

 Fast Car Title Loans Santa Maria 

Traditional bank lenders often reject those with poor credit. For car title loans in Santa Maria, we take more qualifying factors into consideration than just credit, such as the equity value of your vehicle and your ability to make consistent monthly payments.

Below are even more reasons to choose an auto title loan:

  • Competitive rates
  • Prepayment without penalty fees
  • All credit types are encouraged to apply
  • Refinance an existing auto title loan  if you meet the criteria
  • Terms range from 24 to 36 months
car title loans Santa Maria
Get the best online title loans in Santa Maria

How Do I Get Car Title Loans Santa Maria?

If you want to get car title loans in Santa Maria, you must have a vehicle that has enough equity value in it, we will use the equity to get you the money that you need.

With all of the title loan companies that we partner with, are all licensed with the DBO in California, we have a large network for you to find the best title loan for you. We will put the money back into your pocket.

Same Day Title Loans Santa Marina

You can apply for your title loans online by visiting our website. The online application process is fast, easy, simple, and straightforward. Fill out the online title loan form, provide all the required documents, and submit it.

The title loan representative will let you know if you are approved.  You will get to know the required line of action. If you are not approved, you will know why you are not approved and what you need to get approved for a title loan in Santa Maria.

Fast Car Title Loans Santa Maria

At TFC Title Loan, we understand that our customers might be running against time when they apply for a title loan, and this is why we take our time to approve applications as fast as possible so that they can meet up with their payment deadlines.

Hence, if you are in an emergency situation and need a quick cash 24-hour title loan to bail yourself out, do not hesitate to apply for a quick car title loan with us, let us help you stay ahead of your financial responsibilities.

Apply for a Car Title Loan Santa Maria

In order to apply for a title loan at TFC Title Loans, you need the following;

  • You need to be above the age of 18.
  • Own your car free and clear with the title of the car in your name.
  • Proof of residence; utility bill will suffice here.
  • A government-recognized ID like a driver’s license.
  • Car insurance.

Quick Title Loan Santa Maria

A Santa Maria title loan is a secured loan and as such requires collateral. We will place a lien on the title. We can also get you a title loan in Riverside.

Frequently Asked Questions about Title Loans

1. What are the interest rates typically associated with title loans?

Interest rates on title loans can be quite high, often ranging from 25% to 300% APR. The exact rate depends on the lender, the loan amount, and the state regulations. It is crucial to carefully review the loan terms and understand the total cost of borrowing before agreeing to a title loan.

2. Can I still use my vehicle while repaying a title loan?

Yes, in most cases, you can continue to use your vehicle while repaying a title loan. The lender holds the title as collateral but allows you to retain possession of the vehicle. However, failure to repay the loan as agreed can result in the lender repossessing your vehicle.

3. What happens if I can’t repay my title loan on time?

If you cannot repay your title loan on time, you may face additional fees, increased interest rates, or the risk of repossession. Some lenders may offer extensions or rollover options, but these often come with additional costs. It’s important to communicate with your lender if you’re facing difficulties to explore possible solutions.

Expert Quote

“Title loans should be approached with caution due to their high costs and the potential risk of losing your vehicle. Always consider all your financial options and seek professional advice if needed,” advises Daniel Joelson, a consumer finance expert.

Easy Auto Title Loan in Santa Maria

Since 1994, TFC Title Loans has been dedicated to providing our customers with streamlined, convenient service. There are no weeks of waiting or excessive paperwork when you apply with us because we understand that your time is valuable if you are looking for a title loan in Los Angeles, we can help you.

Just call 844-242-3543 to apply over the phone, or submit an information request form on our secure website. TFC Title Loans looks forward to hearing from you no matter where you live, we will help you to get a local title loan today!

About Santa Maria California

Santa Maria is a city near the Central Coast of California in northern Santa Barbara County. It is approximately 70 miles northwest of Santa Barbara and 155 miles northwest of downtown Los Angeles.

The population is about 115,000 people living there making it the most populous city in the county and the Santa Maria-Santa Barbara, CA Metro Area.

Click here for more information on Santa Maria California.


DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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