Does Chapter 13 Affect Title Loans

Daniel Joelson

Daniel Joelson

Total Posts: 346

Published Date: February 11, 2024

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

Are you wondering if you can still get a car title loan after going through Chapter 13 bankruptcy? It is important to understand how bankruptcy affects your ability to get certain loans, like car title loans.

Chapter 13 Bankruptcy Basics:

When someone files for Chapter 13 bankruptcy, they work with a trustee to create a repayment plan for their debts.

This plan usually spans from 24 to 60 months, during which the debtor makes monthly payments to the trustee. The trustee then distributes these payments to creditors listed in the bankruptcy claim.

does chapter 13 affect title loans
does chapter 13 affect title loans

Impact on Title Loans:

If you are currently in the process of filing for Chapter 13 bankruptcy, most car title loan lenders will not be able to assist you until your bankruptcy process is complete.

Once you have successfully completed your bankruptcy and received a discharge, you may be eligible to apply for a car title loan.

Getting a Car Title Loan After Bankruptcy:

After bankruptcy, getting traditional unsecured loans can be challenging due to your credit history. Online car title loans are secured loans that use your vehicle’s title as collateral, making them more accessible for individuals with a bankruptcy history.

As long as your vehicle’s title is in your name and you meet other lender requirements, you may qualify for a car title loan.

Finding the Right Title Loan Provider:

Not all title loan companies are the same. It is important to work with a reputable lender who can offer you fair terms and a loan amount that fits your needs and budget. Look for lenders with positive customer reviews and a proven track record of helping borrowers.

Applying for a Car Title Loan:

Applying for a car title loan is usually straightforward and can be done online or over the phone. Many lenders offer pre-approval within minutes. You will need to provide basic information about yourself and your vehicle to start the application process.

Contacting TFC Title Loans:

If you are considering a car title loan after bankruptcy, reach out to TFC Title Loans for assistance we will be your broker. We been helping people utilize their vehicle equity since 1994 and can guide you through the loan application process. Your car can serve as your credit, making it possible to secure a loan even after bankruptcy.

Get Started Today:

Do not hesitate to explore your options for getting a car title loan. Contact TFC Title Loans to learn more about how they can assist you in getting the emergency funds you need.

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Disclosures

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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