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Are Title Loans Legal in California

Are title loans legal in California people often ask, and the answer is yes, car title loans in California are legal, but all lenders will need to be licensed by the Department of Business Oversight, which regulates all consumer finance loans and companies.

Title loans in California, are regulated, so there are minimum loan amounts of $2,500, but there is no maximum amount any lender can lend.

It is illegal to offer title loans with no finance lenders license, as the DBO, does regulate how much lenders are charging, and what fees they are charging too.

There are many companies that will offer you title loans in California, but it is difficult to know if you are going to get the best deal or the right terms for you.

Legal Car Title Loans in California

There can be many additional fees, and early termination fees that you need to look out for, TFC Title Loans is here to help you to get the right terms for you.

It is important that you find an auto title loan company that is in compliance with the DBO and the CFPB, we have the largest network of lenders, and we are here to help you to find the right lender for you.

We will get you an affordable title loan, with a company that you can trust. Getting you the monthly payment that you can afford, and getting you the maximum amount of money on your car title is what we can do for you.

Getting Your Auto Title Loan in California

Getting the auto title loan in California that you need is easy, but it is not always that easy to choose the right company for you, as there are plenty of companies that are offering auto title loans.

With our large network, we are here to help you to select the right one for you. we will select the company that has the lowest monthly interest, with the lowest monthly payments.

We will make sure that you will be getting the max title loan, we will make sure that you are getting the maximum amount of money on your vehicle equity.

Requirements For Auto Title Loans in California

Getting an auto title loan in California is straight forward, there are only a few requirements that are needed, we are going to provide you with the list of items:

  1. First of all you will need to submit a copy of your vehicle title, it has to be in your name to qualify. if it is not in your name, you will need to go to the DMV, to get it into your name. Getting a new title from the DMV, can take up to 30 days to receive it.
  2. You will need to submit your proof of your income, this will also determine how much money you can qualify for. The lender will need to see that you will be able to make the monthly payments.
  3. Send in detailed photo of your vehicle, you will need to send ones of the interior, and the exterior.
  4. You will need to send a photo of the mileage on your vehicle.
  5. Your drivers license in needed, they will use it as your identification.
  6. Vehicle insurance.
  7. Five personal references.
  8. A utility bill is used to verify your home residence, the utility bill will need to be in your name, and it need to go to your home address.

With theses basic requirements, we will be able to help you to get the car title loan that you are looking to get, our application process is fast.

Contact us today, we are here to help you to get the money that you need, we will get you the best car title loan for you, and we will tale all of the worry out of choosing the right one.

 

Disclosures

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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