Are Car Title Loans A Good Idea?

Daniel Joelson

Daniel Joelson

Total Posts: 583

Published Date: June 11, 2022

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

Are Title Loans Good?

If you are looking to get a fast money loan, there are a few options that are out there for you, but it is difficult to know what would be the best one for you to choose, but we will show you that car title loans are a good idea for you.

When you are looking at fast money loans, it is important to know how much money you need, how much will the monthly payments be, and how long you want to repay the loan.

With title loans, if you own a car with enough equity in it, and the title is in your name, you can use the title as the collateral to secure the loan. You can get thousands of dollars the same day that you apply, to qualify is easy, you will only need a few documents.

There are some other funding options for you, and we will give you some details about them;

Payday loans are a fast option for some short-term money. You can get a few hundred dollars advanced until your next payday. If you need more money than a few hundred dollars, they will not be the answer for you. Your payday loan will need to be repaid within two weeks when your next pay period is. Payday loans have high interests, and if you cant pay them within two weeks, they will be rolled over, which becomes even more expensive.

Bank loans are another option for you, they do require that you have good credit, as they will give you an unsecured loan (a loan with no collateral). Bank loans take a long time to get approved and funded, so if you need fast money, they are not a good option for you.

Getting A Title Loan Is A Good Idea

When you need to get some fast cash, in a short space of time, our quick cash title loans are the answer for you. We will use your car title as the collateral to secure the loan.

You can get a title loan without an in-person vehicle inspection, if you submit detailed photographs of your vehicle, we want to make it as convenient as possible for you to get the money that you need.

With title loans you can have from 24 months to 48 months to repay the loan, all you have to do is to make your monthly payments. There will also be no prepayment penalties, so you can pay them off at any time.

The longer terms will also make the monthly payments lower, so the payments will fit within your monthly budget.

We will get you the lowest monthly interest rate, not all title loan companies are the same, and some will charge a much higher rate than us.

With our nationwide title loan network, which is all in compliance with the CFPB, we will be able to help you get the money that you need wherever title loans are permitted, so you can get the emergency cash today.

Bad Credit Title Loans

Having bad credit will not disqualify you, we offer bad credit title loans all of the time, as long as your vehicle has enough equity in it, we will be able to help you.

TFC Title Loans will place a lien on your car title, so the title loan will be secured by the equity that you have in your vehicle. So if you have bad credit, we can help you with our title loans.

Apply For Online Title Loans Today

You can apply for an online title loan today, they are fast and easy to qualify for, and you can do the whole title loan application online.

In different states they will have different requirements, you can get some more information on title loans in Ohio, Florida, and Mississippi here.

The application process is easy, and all of the documents can be submitted online too. Most of them can be done with your smartphone.

With our title loan, we can have you funded within 24 hours, and there are no limits to what you can use the money for. Contact us today, we are here to help you today. As you can see a car title loan is a good idea if you need some fast money.

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Disclosures

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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