What Is A Title Of A Car?

Daniel Joelson

Daniel Joelson

Total Posts: 344

Published Date: January 10, 2024

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

When purchasing a car, one of the most critical documents you will receive is the title. This document serves as proof of your ownership of the vehicle and your authority to sell, transfer, or register it.

What Is a Car Title?

A car title is a legal document that identifies the owner(s) of a vehicle and contains vital information such as the make, model, year, and Vehicle Identification Number (VIN). If you finance the purchase of the car, the lender will hold the title until you pay off the loan.

Ownership Certification

Upon buying a new or used car, the title will be transferred to you, and your name (and any co-owners) will appear on the document as the registered owner(s) of the vehicle.

what is a car title
What is a vehicle title

Securing Your Car Title

It is crucial to keep your car title in a secure location to prevent issues in the future. Misplacing it can complicate matters, but you can obtain a duplicate from your state’s Department of Motor Vehicles (DMV) if needed.

State-Specific Procedures

Each state has specific procedures for obtaining duplicate titles. Generally, you’ll need to fill out an application, provide ownership documentation, and pay a fee.

What Does a Car Title Contain?

  • Owner’s name
  • Make, model, and year of the vehicle
  • Vehicle Identification Number (VIN)
  • Information about any existing liens or loans on the vehicle


In summary, a car title is a crucial legal document that certifies your ownership of a vehicle. It is necessary for various car-related transactions, including registration, insurance, and sales.

Keeping your car title secure and promptly replacing it if lost or damaged is essential to avoid ownership-related complications.

If you are considering leveraging your vehicle’s equity for emergency funds, brokers like TFC Title Loans can assist you. They provide loans using your car title as collateral, offering quick funding within 24 hours.

To learn more about car titles and VINs, visit Texas DMV’s VIN Information.

This article is sponsored by TFC Title Loans, offering financial solutions using your car’s equity. Contact them today for assistance.

Need Cash Now? Get Approved In Minutes!

How Much Cash Can i Get?

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

Skip to content