Are you in need of fast cash for an emergency? Car title loans in Lexington, Kentucky, can be a great option for you.
With TFC Title Loans, you can use the value of your vehicle to get the money you need quickly. We have been helping people since 1994 and are the most established title loan broker in Lexington.
With our large network of lenders, we can find the best loan for you. All of our trusted lenders have the state required lenders license.
What Are Car Title Loans in Lexington, Kentucky?
Car title loans in Lexington, Kentucky, are a type of secured loan where your vehicle’s title is used as collateral.
This means that if you cannot repay the loan, the lender can take your vehicle to recover the money. These loans are short-term and often have higher interest rates, so they should be used for emergencies only.
Benefits of Title Loans in Lexington, Kentucky
- Quick Cash: With TFC Title Loans, you can get the money you need in as little as 24 hours.
- Flexible Repayment Options: We offer flexible repayment plans to suit your financial situation.
- Keep Your Vehicle: You can continue to drive your car while repaying the loan.
- No Credit Check: Your vehicle’s value and your income are the main factors for approval, not your credit score.
- Large Loan Amounts: Depending on your vehicle’s value, you can get up to $50,000.
How to Apply for an Auto Title Loan in Lexington, Kentucky
Applying for a title loan with TFC Title Loans is simple. Follow these steps:
- Provide Vehicle Information: Share details about your car, like make, model, year, and mileage.
- Submit Documents: Provide proof of income, proof of residence, and your vehicle’s title.
- Get Your Loan: If approved, you’ll receive the loan amount in as little as 24 hours.
Requirements for Car Title Loans in Lexington, Kentucky
To qualify for a car title loan in Lexington, you will need:
- A vehicle in your name
- Proof of income
- Proof of residence
- A valid driver’s license
- Vehicle insurance
- Photos of your vehicle, odometer reading, and VIN number
- Five personal references
FAQs About Title Loans in Lexington, Kentucky
Q: Can I get a car title loan if I have bad credit?
A: Yes, your credit score does not affect your eligibility. Your vehicle’s value and your income are what matter.
Q: How much can I borrow with a car title loan in Lexington?
A: You can borrow up to $50,000, depending on the value of your vehicle.
Q: Can I still drive my car while repaying the loan?
A: Yes, you can keep driving your car while making loan payments.
Q: What happens if I can’t repay the loan?
A: If you can’t repay the loan, the lender can repossess your vehicle.
Q: How fast can I get the money?
A: You can receive the loan amount in as little as 24 hours after approval.
Expert Quote
“Car title loans in Lexington can be a useful solution for those needing quick cash, but it’s important to understand the terms and ensure you can meet the repayment requirements,” says Daniel Joelson, a consumer finance expert.
Refinancing Lexington Title loans
If you already have a title loan with another lender, TFC Title Loans can help you refinance it. We offer lower interest rates and better repayment terms, making your loan more manageable.
Getting your Auto Title Loan in Lexington
When you need quick cash, car title loans in Lexington, Kentucky, can help you. TFC Title Loans makes it easy to get the money you need with flexible terms and no credit check. Contact us today or apply online to get started.
For more information or to speak with a loan officer, call us at 844-242-3543. Let TFC Title Loans help you get the cash you need today!
