Are you struggling during these tough economic times? If you don’t have the best credit history, you may be wondering “ where can I get money with my car pink slip?” Well, we have the answer for you in Car Title Loans. If you have never heard of title loans before, then this article will explain the definition, processes, and reasons behind title loans entirely. So, “Where Can I Get Money With My Car Pink Slip?”
We are best suited to answering all your title loan-related questions because we have been in the title loan business for nearly 25 years now, making us the oldest title loan lender in the state of California. Ever since we started in 1994, we have worked hard to provide optimal customer service, lender transparency, and consumer education. For these very reasons, lately, we have been expanding our website to include a wealth of informational articles. Why? To take care of all your title loan queries! Our knowledgeable customer service staff is equipped with information and the know-how to get you through the auto financing process. If you wish to know “Where Can I Get Money With My Car Pink Slip?” keep reading.
Unfortunately, traditional lending institutions such as banks and credit card companies don’t approve customers who have sub-prime credit scores and less-than-perfect credit history because these things indicate that the borrower would be “high-risk” if approved. These traditional lending institutions tend to lend unsecured loans, which means that they don’t have collateral and require that the borrower have a high enough credit score to vouch for their ability to pay back the loan in a timely fashion.
However, with Car Title Loans, individuals can borrow money in the form of a secured loan using the collateral value found in their vehicle instead. We understand financial hardships and emergencies. That’s exactly why we provide car title loans to consumers of all credit levels and at truly affordable rates.
We can do this by keeping your vehicle’s pink slip and signing onto it as a lienholder. But this does not mean you lose your car. In reality, we only keep the pink slip while you drive away in your car. We keep it for the duration of the length of the loan as long as you make your monthly payments on time. We are passionate about helping our customers regardless of their credit score since, to us at TFC Title Loans, our customers are more than a mere number. If you decide to apply, we do check your credit score but only to verify that you aren’t currently undergoing credit counseling or in active bankruptcy.
With our years of experience, we have simplified the online application process significantly so that you have to deal with as little stress as possible. Unlike banks, we require only a few documents to approve of you. With these documents, the application process will not only be smoother – but your chances of approval will strengthen even more so. The documents we need to see are as follows:
• Current vehicle registration
• Proof of vehicle insurance
• Original vehicle pink slip proving sole ownership
• Government-issued identification matching name on the title – Without a valid government-issued identification card to match the name on the title, it’s highly unlikely you’ll be able to obtain a car title loan. It, along with the pink slip, are two vital pieces of documentation that are required upon the title loan application.
The items needed for a pink slip loan are minimal. However, they will be required upon application either in-person or online for verification. They include but are not limited to the following items:
• Income or ability to repay the loan – A current pay-stub or bank statements are good enough.
• Proof of residency matching name on the title – Utility bills will suffice this required document for a title loan.
• Names and numbers of four references.
• Six pictures of your vehicle from all four sides & VIN plate & odometer – Be sure the pictures are clear, up to date and accurate. Remember, any information that may accidentally be misinterpreted can lessen the chances of approval!
Do you still have a few financing payments left on your vehicle? Good news, we may still be able to help you out with a title loan if the situation allows it. It depends on how much your car’s trade-in value is compared to how much you still owe on it.
Other title loan companies won’t be flexible to fit those last few financing payments into the title loan. TFC Title Loans always makes sure that your convenience is a priority.
For us to incorporate the last few payments on your vehicle? It would need to qualify for double the amount that is still owed on it. If you qualify for that much? We would be very happy to approve your application for that amount! We know how much money means to everyday consumers – especially during times of personal emergencies and financially strained scenarios you’re unequipped for. Remember, applying for a car title loan online with us today is quick, convenient, and easier than it has ever been!
We hope that you have found this article both informative and encouraging. However, if you have been left with any unanswered questions then please give us a call at our toll-free number straight away at 855-548-8357. We have friendly title loan agents standing by the phones who would be happy to answer any of your questions and address your concerns. If you are sure that a title loan is the right option for you, then consider applying with TFC Title Loans to get the most competitive rates in the business.
With offices scattered throughout the United States, applying through TFC Title Loans for emergency cash is easier and more convenient than ever. From California to car title loans Milwaukee Wisconsin, we have locations equipped with a knowledgeable customer service staff ready to assist you with your auto title loan.
All you need to do is fill out our fast and simple online application. We then will give you a call to give you a free quote. Then we’ll discuss the next steps in the process. We look forward to working with you! Now you know, Where Can I Get Money With My Car Pink Slip?
It’s highly advised you review and identify where you stand with your credit and where you’re at with your finances. Why? In doing so, you’ll have a better grasp on what type of car title loan you can afford. You would never want to put yourself in a position where you absolutely cannot make the last few monthly payments on your title loan. If you default, it’s highly likely that the car you own will be repossessed. Getting it back will be almost impossible, and you’ll find yourself paying more in fees just to get it back.
Having a solid plan of attack will put you in a position of power. You’re likelier to be accepted for more credit limits and offered more cash as your score is either improving or has improved over time. Being financially aware is a great trait to obtain whether you’re old or young. Planning for your future is key, and your finances play a huge role in the well-being of your life. Learn about pink slips here.
A pink slip is also known as a car title and identifies who the owner of a vehicle is. Pink slip loans are used to get a cash advance by leveraging the equity within your vehicle.
Borrowers will leave their pink slip with TFC Title Loans until they pay back the loan. In exchange for the pink slip, you get a cash loan and still get to keep driving your car.
If you own a car, you can use the pink slip as collateral for a car title loan. When applying for a pink slip loan with TFC Title Loans, credit is not the most important factor in securing the loan as the loan is secured against your vehicle's title.