Highest Title Loan Amount

Daniel Joelson

Daniel Joelson

Total Posts: 583

Published Date: February 11, 2023

Daniel Joelson has been in the consumer finance space since 1994, he has helped to develop underwriting manuals for the financial sector. With a vast amount of Knowledge in consumer finance, he has been writing articles for all types of loans. With his knowledge, he is able to help many people to answer different financial problems.

Largest Title Loan Amount

Are you looking for ways to get quick cash? Do you own a vehicle or car? If yes, then car title loans are the best option for you.  But you want to know what the highest title loan amount is?

It is somehow similar to a bank using your home as collateral while offering a mortgage, a lender is known to use your car title as Collateral. This is the best solution even if you have a low credit score or no credit history. 

Most people who are unable to get traditional loans often seek title loans. Also, the document to complete the process of title loans is very minimal. You can even get the title loan the same day if you get in touch with the lender in the right and offer him the right documentation. This is a big decision which is why taking your time is necessary. 

What is the confusion when it comes to the highest title loan amount? 

The people who are new to title loans or often known as Pink Slip Loans believe that they can title loans similar to the value of their car. This is not true. Living in an illusion of getting title loans similar to your car’s value can put you in danger. Also, if any lender is promising you that then you need to check the background of that lender. 

The highest loan you can borrow from a lender is 25% to 85% of your total car’s wholesale value. Also, it matters on the condition of your car. A lender won’t offer you a high title loan if your car is in a bad state. 

Highest title loan amount
Getting the highest title loan amount

Factors that can affect the amount of your title loan

There are certain factors related to your car that can affect the entire amount of your title loans online amount. You can consider these factors which will help understand if the title loan can keep your financial issues at bay: 

  • Car make and model – Luxury cars have the highest value and you can expect higher title loans if you drive a BMW, Lexus, Audi, etc. 
  • Car year – On average, a car faces a loss in its value in the initial 5 years. If your car is less than 5 years old then you can get a higher title loan. 
  • Car condition – If you are maintaining your car on regular basis then its value can be retained. Keeping its dents fixed, upholstery stains, oil changes, etc. can help in increasing the value of your car. 
  • Title type – The kind of title loan you are selecting can affect the car value as well as eligibility for a Car Title Loan. Lenders want a clean title, in other words, there should be no damage done to the car. A rebuilt title or car doesn’t qualify for a title loan. 


Getting title loans is an easy process with TFC Title Loans you can get higher value but only if you know the right way. The above-given information will help you understand the probability of getting higher title loans. 

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DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

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