Need Cash Now? Get Approved In Minutes!


Get From $2,510 to $50,000* and receive approval in minutes. No Credit? Bad Credit? No Problem. Get Same Day Cash And Keep Driving Your Car. Fast, Convenient, No Hassle Process. Apply Now and Find Out How Much Money Your Car Qualifies For!

How Much Cash Can i Get?


    Personal Loan Tips For The Self Employed

    One thing a self-employed individual who wishes to get a personal loan should search for is lenders with flexible repayment plans. For self-employed individuals who wish to take out a personal loan, there are certain dos and don’ts.

    Their case is unique when it comes to the way lenders treat and evaluate their loan applications. There are some things you need to consider and put in place if you wish to get a personal loan as a self-employed applicant. I will highlight some of the tips that can help in the sections to follow.

    Be informed and organized about your finances

    line of credit
    Getting a line of credit

    If you are self-employed and you don’t have a regular income that can show you as a serious applicant, then you should try to find out what your lender accepts as an alternative type of earnings. This could be via shares, rent, and other investments. You need to get yourself in a position that will boost your chances especially if you have an income that is not consistent.

    You can also leverage your good credit and payment history to show your lender that you are responsible for managing your finances and you have the capacity to repay the loan. You can also show proof that you have saved if you are the type that saves when you have the opportunity to do so.

    You need to fix up your credit. Ensure you go through your credit report for errors and make necessary amendments where necessary. You need to be diligent and organized in your documentation. Make sure your tax returns are up to date and accurate; submit a history that covers at least six months to show your lender your level of consistency.

    Plan for the hard times

    The truth is that, for self-employed persons, there will be times where income might not come or be on a decline. This can adversely affect your plans and ability to pay when due.

    Hence, to avoid missing payments during this lean or hard period when income is on the decline or low, try as much as possible to search for lenders that have flexible repayment plans. This will help you avoid being charged or penalized.

    And, in case your income soars beyond expectation, make sure you pay more than the minimum amount required or save more during this period so that you have extra left to cover for periods when income declines or fails to come.

    You can also ask your lenders to offer you the opportunity to take repayment holidays when income is low or declining. Do not make assumptions, make sure you ask as many questions as possible from your lender.

    What you need to look out for in a lender

    Lenders who understand the fluctuations in the income of self-employed persons are most suitable for those who do not expect to get paychecks at the end of the month.

    Here are some of the important things to consider or look out for when planning to take out a loan as self-employed;

    • Find out if the lender allows alternative documentation for credit approval.
    • Look for a lender that offers variable or fixed interest rates on their personal loans.
    • Find lenders who are flexible in their repayment policies in times when there are drawdowns or declines in income. Make sure your lender offers payment holidays during these periods.
    Get the money you need
    Plan how to use the money

    The things that are most important for people who are self-employed when taking out personal loans include clarity, flexibility, and simplicity among others.

    Car Title Loans By TFC

    TFC Title Loans is a loan company that offers auto title loans for borrowers who want to get a loan using their car as collateral. Getting a car title loan is simple and straightforward.

    How Auto Title Loans Work

    You can get your loan by applying online and our loan agents will help you complete the process.

    We will only place a lien on the title, this lien is lifted as soon as you fully pay off the loan. We will then issue a lien release to show that you are no longer owing on the car.

    To get a car title loan from us, you will need the following;

    • The title of your vehicle is in your name.
    • Proof of residence.
    • A government-recognized ID.
    • Poof of income.
    • Car insurance

    This article was brought to you by TFC Title Loans, we try to bring to you the most informative information. If you are interested in getting a local title loan, we are able to help you with our large referral network.

    We will help you to get the most money by using the equity that you have in your vehicle, the application is fast and we can provide you with same-day funding.

    All of our referral partners are in compliance with the CFPB. We will help you to get the money that you need but from a trusted and reliable title lender.

    Related Articles:


    Personal Loan Vs a Line of Credit

    We will take a look at the difference between a personal loan and a line of credit. This will enable you to make an informed decision when the need to do so arises.

    Difference between a Line of Credit and a Personal Loan

    line of credit V personal loan
    Line of credit v Personal loan

    The main thing that distinguishes a personal loan from a line of credit is that a line of credit revolves while a personal loan does not revolve. Personal loans have fixed rates that are meant to be paid monthly in installments.

    Personal loans are usually used for debt consolidation or large purchases. Line of credit is most suitable if you need to access funds on an ongoing case such as a credit card.

    How personal loans work

    Personal loans have fixed interest rates and can be used for any purpose. If you can get a low-interest rate and a fixed monthly payment on your personal loan, then it certainly wouldn’t be a bad idea. A personal loan is most suitable for individuals who want consistency in their repayment plan and also want to maintain a budget on a monthly basis. Throughout the life of the loan, the interest rate on a personal loan doesn’t change.

    Advantages of getting a personal loan.

    • You have the opportunity to budget your expenses since the amount you pay monthly doesn’t change.
    • You can get the funds you need at once for major projects.
    • It offers the opportunity to refinance your credit cards.
    • It is easy and fast to get a personal loan.
    • Over the life of a personal loan, you are most likely to pay less in interest compared to what you pay over a credit card.

    Disadvantages of getting a personal loan

    • You are faced with the temptation of using new paid-off credit cards which will pile up more debts.
    • If you need more money, you will need to apply for another loan.

    Line of credit and how it works

    A line of credit is your credit card. Credit cards are good because they can be used for several purposes. Immediately you start using your line of credit, all outstanding balances will start to accrue interest until it is completely paid off.

    For instance, if your line of credit is $1,000, and you have an unpaid balance of $30, then interest will accrue on the $30 balance.

    Advantages of getting a line of credit

    • Your line of credit can be reused.
    • You have immediate access to funds when you need them.

    Disadvantages of getting a line of credit

    • It encourages overspending.
    • The interest rate varies and this may alter your budget.
    • You most likely will make only the minimum payment most times.

    Which is better; a personal loan or line of credit?

    Now let’s see which is better between a personal loan and a line of credit. When you need to decide which is better, you need to define your goals and what you need to achieve. You also have to consider the entire cost of both and which one will be easier for you to get.

    • If you need to get a one-time sum and you prefer making fixed monthly payments, then a personal loan is the best choice for you.
    • On the other hand, if you are more concerned about getting access to recurring credit and you wouldn’t mind paying interest on your outstanding balance every month, then a line of credit is the most suitable option in this case.

    This article was brought to you by TFC Title Loans, we try to bring to you the most informative information. If you are interested in getting a title loan local to you, we are able to help you with our large referral network.

    We will help you to get the most money by using the equity that you have in your vehicle, the application is fast and we can provide you with same-day funding.

    All of our referral partners are in compliance with the CFPB. We will help you to get the money that you need but from a trusted and reliable title lender.

    Get in touch with us to get started with your car title loan application at TFC Title Loans.

    Can You Get Free Money from the Government?

    Free money, now that sounds appealing, doesn’t it? While you cannot just get free money from the government as it were, there are ways that you can receive financial support from the government, and in a sense, it is, we suppose, free money. In this article, we are going to provide you with a few ways that you can receive financial support from your local government. We hope that this will help you if you are experiencing financial hardship and will serve as a great alternative to taking out a loan or putting yourself in debt.

    Here is how you can get financial support from the government.

    Stimulus Checks

    Stimulus checks are a U.S. governmental scheme that has proved incredibly valuable during the SARS-CoV-19 pandemic. The money is provided by the government in order to boost the economy. Taxpayers who receive the money are encouraged to go outside and spend with local businesses, in order to keep everybody afloat. Stimulus checks are a fantastic initiative that you may be entitled to, so it is worth doing some research and finding out if you are, and if so, how you can go about pursuing one.

    money from the government
    Get money from the government

    Federal Relief

    Federal relief is a great initiative developed to help people receive financial support during times of hardship. Federal relief, or Federal Financial Relief as it is formally known, has proven to be a valuable resource to people in times of hardship. You should research the eligibility criteria if you are interested in federal relief – you may not necessarily qualify but it is still worth checking out and finding out if you do. If you do qualify, then absolutely apply, for it is a great way to get yourself out of hard situations in which you may not have enough money.


    The welfare system is well known and is a system implemented not just in the United States, but throughout the entire world. Welfare has proven to be incredibly useful to people in low-income areas, particularly housing projects, that find themselves unable to find work. It is this author’s opinion that you should avoid welfare when possible. Welfare, while incredibly valuable, can prove to be a safety net that many people struggle to get out from under, and sees many people staying on welfare for the majority of their lives because they become very comfortable on it.

    Do You Need It?

    Before you jump on the opportunity to get free money, ask yourself if you need it. Many people take free money whenever it should appear, but find themselves in trouble further down the road, whether it be because the government finds out that they do not need it, or because they are asked to pay it back and cannot. Only take ‘free money when you absolutely need it. Remember that the money could go to people who actually do need it if you do not, and you could be depriving somebody else of it.

    Thank you for reading this article – please do look into any of the suggestions that we have made here if you need to. We hope that you have enjoyed this article and that you will come back and visit us again soon. 

    This article was brought to you by TFC Title Loans, we try to bring to you the most informative information. If you are interested in getting a car title loan local to you, we are able to help you with our large referral network.

    All of our referral partners are in compliance with the CFPB. We will help you to get the money that you need but from a trusted and reliable title lender.

    Related Articles:

    8 Important Facts Everyone Should Know About Personal Loans Online

    Over 44% of Americans said they’ve taken out a personal loan in the past year. As you can see, many people need some financial help when it comes to reaching certain achievements in life, and it’s not a bad thing to take on a little debt to do so.

    Do you have something important coming up you need cash for, such as a car repair, wedding, honeymoon, or renovation? Then you might be giving personal loans a think.

    In that case, here are 6 important facts you should know about personal loans online.

    This article was brought to you by TFC Title Loans, we try to bring to you the most informative information. If you are interested in getting a title loan local to you, we are able to help you with our large referral network.

    We will help you to get the most money by using the equity that you have in your vehicle, the application is fast and we can provide you with same-day funding.

    All of our referral partners are in compliance with the CFPB. We will help you to get the money that you need but from a trusted and reliable title lender.

    1. There Are Different Types of Personal Loans

    Personal loans are a type of consumer loan. This means basically everyone can take one out as an individual.

    But personal loans can be divided into different types, depending on what you need the money for.

    For example, you might be familiar with mortgages; this is actually a type of personal loan. There are also auto loans, student loans, and credit cards, just to name a few.

    As you can see, there’s a wide variety of personal loans available. So it might be worth taking a few extra minutes to find out which is best for your personal situation and needs. All of these will have their general term lengths and interest rate ranges.

    2. Know the Difference Between Secured vs Unsecured Loans

    Not only are there different types of personal loans, but there are 2 categories they can fall into secured and unsecured loans.

    Secured loans are ones backed by collateral, such as car title loans. This means you give them something like your car title to secure a loan. If you’re unable to pay back the full amount within the specified timeframe, the lender will get to keep your collateral and sell it to recoup their losses.

    On the other hand, unsecured loans don’t require collateral. Because of this, lenders usually require higher credit scores and charge higher interest rates. However, you’ll get peace of mind knowing that if you default on your loan, your treasured belongings won’t be taken away.

    Which type of loan is better for you will depend on how much you want to borrow, your credit score, what assets you have, and what you’re comfortable risking.

    3. You Can Use the Money on Whatever You Want

    In general, you can use money from a loan on whatever you want. One exception is student loans, as you’re expected to use that money on things related to your education, including food and rent. This is why you get a lower interest rate, after all.

    However, with things like mortgages and auto loans, you can technically use the money however you wish. There’s a good chance you have leftover money after you use it on what you initially took the loan out for, so it’s reasonable that you’d use this cash on other aspects of your life that need attention.

    Otherwise, you can even use a personal loan to fund a vacation.

    4. There Are Different Types of Online Lenders

    Traditionally, you’d take out personal loans with your bank or credit union. Today, you can still do that, whether in person or online.

    However, there are many more options available to you, thanks to the convenience of the internet!

    There are quite a few online lenders that have emerged, plus innovative options like peer-to-peer lenders and online brokers. As a result, you have significantly more windows of opportunity to get loan approval.

    Always make sure to check these businesses with the Better Business Bureau before applying, just to make sure you’re dealing with a legitimate company.

    different types of loans
    Different loans

    5. Lenders Will Do a Hard Credit Check When You Apply

    When you browse all these amazing personal loan options, you might be tempted to apply for them all. After all, the more you apply to, the better your chances, right?

    However, doing this will have its consequences. This is because when you apply for a personal loan, the lenders will pull a hard credit check on you. This means that when they check out your credit history, this will lower your credit score by a little bit.

    As you can imagine, if multiple lenders have to do this, then your credit score can go down by a lot. So be selective in your applications and only go with 1 or 2 companies rather than all the ones you have a slight interest in.

    6. Watch Out for Prepayment Penalties

    For most people, when they take on debt, their goal is to repay it all as quickly as possible. This is the most responsible decision, after all.

    But what many don’t know is with some lenders, actually have a prepayment penalty. This is where you get charged for paying your debt off earlier than planned.

    When this comes as an unexpected surprise, it can be a disappointment and feel like you’re being punished for being responsible. But when you think about it, if you pay your debt early, the lender loses out on the interest you would’ve paid, so they need to make it up in another fashion.

    So if early repayment is something you might want to consider, be extra careful about prepayment penalties.

    7. Get Personal Loans Online Today

    Now you know all the pertinent information about personal loans online. You can make a much better-informed decision, especially when it comes to all the different types of personal loans available to you.

    8. A Title Loan can be a Personal Loan Too

    If you feel like you’d benefit from one, then the next step is to apply for one. Fortunately for you, we offer some great options here at TFC Title Loans.

    So feel free to get in touch with us now and apply for an online title loan. We’ll let you know within minutes if you’ve been approved!


    DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

    We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

    *Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

    *Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

    *Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

    *All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

    *The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

    *In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

    *Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

    *Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

    *Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

    Show more...