Need Cash Now? Get Approved In Minutes!

How Much Cash Can i Get?


It is important that you learn to make your credit card work for you by leveraging on the opportunities it offers rather than getting into debts. This is why it is important to know how a credit card works and how you can use it to your advantage.

Credit cards is a part of us and it is more like a way of life. Having your families get the best in terms of comfort and finances while you are away is great. With your credit cards, you can still get to pay your bills while you are away from home.

It can be an exciting experience to be able to get rewards such as free airline tickets, or cash back for making purchases. Having a credit card makes life easier because you can easily make payments and get rewarded for spending. However, you must be prudent in your spending by ensuring you buy things that you need and limit buying things you want so that you don’t run into excessive debt.

I will be highlighting some of the helpful tips that can help you manage and use your credit card to your advantage in the sections that follow.

  1. Focus on your monthly debt payments

Try as much as possible to limit your debts while looking for avenues to open up more channels of income. Financial advisers recommend that you shouldn’t let your total monthly debt going into car loans, mortgage loans, credit card payments, and students be more than one-third of your income. If your expenses and debts are close to hitting one-third of your income, then you should cut down your expenses, and pay down other loans. Too many debts can put you in financial bondage that you might struggle to liberate yourself. So, learn to make your credit card leverage rather than bondage.

  1. Regularly check your credit reports

Information regarding your credit is compiled and computed by 3 credit reporting agencies; Equifax, Experian, and TransUnion. Whatever reports they file serves as the basis of your credit score, and this is what your potential lenders will use in evaluating your chances of getting a loan and at what interest rate they will charge you. Your credit score is a measure of your financial responsibility. It reflects how well you have been paying your bills, and debts among other expenses.

Your credit report will detail how much you are owing, how promptly you pay your bills, the type of credit you use, whether it is mortgaged, credit cards, auto loans, and other types of loans. If there is an error in your report such as a wrongly inputted figure, a payment that isn’t captured, it can lead to a reduction in your credit score, and this can affect your chances of getting a loan or getting a loan at good interest rates, or it might even hamper your chances of getting a loan at all.

Hence, it is important to always review your report annually to check for errors. You can request a free copy of your reports once a year at However, for regular review, you can request to get one report from each agency every 4 months. You can also get a free report if you have been previously denied credit.

  1. Try paying on time and carefully close out cards that you don’t use

The most important things on your credit report are your payment history, and your credit utilization or debt-to-credit ratio. Hence, making prompt payments regularly for a long period of time can be very beneficial to your credit report. And also, keeping your debt-to-credit ratio as low as possible will make you creditworthy in the sight of lenders when you do apply for a loan.

  1. Use your card safely

Identity theft and credit card theft are major risks you have to guide against. You should strive to keep your credit card information as safe as possible. Work together with your credit card issuer to ensure you have maximum security on your card. Check and review your monthly credit card statements regularly so that you can easily identify any abnormalities. If you are suspicious of anything, do not hesitate to escalate to relevant agencies.

  1. Strategically pay off balances

The Credit Card Act of 2009 now makes it easy to show cardholders how long it will take to pay down their balance if they are able to consistently make only the minimum payment. The faster you are able to pay off your debts, the lower the debt will cost. Try to make more than the minimum payment amount monthly and by doing this, you will be able to pay off your balances in a quick time.

  1. Leverage on rewards

You earn rewards in the form of points when you make purchases with your credit card. These points give you rewards in the form of airline miles, merchandise, cashback, and access to exclusive clubs among others. A credit card that offers you rewards can help you save money. You can also request that your rewards be deposited directly into your savings or checking account.

We offer title loans close by which means we are the closest title loan company at no cost and at the distance of your fingertips we can help you obtain the money you need in minutes by funding you straight to your bank account.

This article was brought to you by TFC Title Loans, we try to bring to you the most informative information. If you are interested in getting a title loan local to you, we are able to help you with our large referral network.

We will help you to get the most money by using the equity that you have in your vehicle, the application is fast and we can provide you with same-day funding.

All of our referral partners are in compliance with the CFPB. We will help you to get the money that you need but from a trusted and reliable title lender.



DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

*Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

*Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

*Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

*All lenders are responsible for their own interest rates and payment terms. TFC Title Loans has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

*The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you.Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher risk loans use a GPS.

*In some circumstances faxing may be required. Use of your cell phone to receive updates is optional.

*Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

*Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.

Show more...